Today's Fixed Rate5.3%5.6% APR Fixed Mortgage

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Vermont Mortgage Rates

Vermont is known as the “Green Mountain State” due to its lush forests and majestic mountain peaks. It is known across the East Coast for having some of the best hiking, skiing, and other outdoor activities, as well as being the top maple syrup producer in the country.

Regardless of where you choose to live in Vermont, you can compare lenders before getting started using

Common Vermont Loan Types:

  • Vermont conventional mortgages: Vermont mortgage requirements and rates will vary across the state and will depend on the area you desire to live in, as well as your personal financial situation. Compare Vermont mortgage rates on to discover the rate that's best for you.
  • Vermont FHA loans: Home loans backed by the FHA are offered throughout Vermont. These loans aren’t offered directly from the FHA, but they are offered through approved lenders. This unique loan is available to first-time homebuyers only. FHA loans are targeted toward low to mid-range earners who may have lower credit scores and less money available for down payments. FHA loans have higher costs due to the addition of a Mortgage Insurance Premium (MIP).
  • Vermont VA loans: VA loans are great options for active military members and veterans in the state of Vermont. They are backed by the Department of Veterans Affairs to assist former service members in their home-buying process. There is no downpayment for this loan, and they typically have lower interest rates. Find one through a VA-approved lender through

Vermont Mortgage Rates Compared to National Averages

Mortgage interest rates in Vermont are well below the national average, which equals lots of savings for homebuyers in the state. However, due to the small population, the state does have a slightly higher cost of living than the national average, according to the Bureau of Economic Analysis.

If you are convinced that Vermont is the place for you, let help you find the perfect lender to move you one step closer to finding the home of your dreams.