Today's Refinance Rates5.3%5.6% APR Fixed Mortgage

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other investments.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies
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  • 4.8 out of 5
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See Magnolia Bank Deal

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  • 4.6 out of 5
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  • 4.3 out of 5
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  • Lock in a lower rate for 90 days with
  • No SSN or hard credit pull for pre-qualification
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See AmeriSave Mortgage Deal

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  • 4.9 out of 5
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See The Federal Savings Bank Deal

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  • 4.5 out of 5
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  • INC 500 Award 5x
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  • Home Equity Lines of Credit
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  • Many Options to Choose
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Kansas Mortgage Rates

Kansas offers a rich local history, some of the best barbecue in the country, and a low overall cost of living, so it isn’t difficult to understand the appeal of relocating to the Sunflower State.

If you are thinking about purchasing a home in Kansas, there are several interesting programs available to help you make the most of your new home. A licensed loan officer can help you find the program that best meets your needs and Freerateupdate.com can help you find a licensed loan officer that serves your community.

Common Kansas Loan Types:

  • Kansas conventional mortgages: Kansas mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • Kansas FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Kansas on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Kansas VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Kansas through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Kansas Mortgage Rates Compared to National Averages

Mortgage rates in Kansas typically come in just a few basis points higher than the national average, and homebuyers can expect that to stay fairly consistent across the entire state. Kansas homebuyers can explore all of the traditional mortgage products like conventional 15-year and 30-year fixed-rate mortgages, as well as the full spectrum of Adjustable Rate Mortgages that are available.

Please discuss the risks and benefits of these loans with your loan officer. Home values can vary dramatically depending on the neighborhood and community, but Kansas homebuyers will find that, on average, housing costs are significantly lower than the national averages across the entire state.