Won't Affect Credit. 100% FREE. Take 1 Mimute to Start.

Today's Refinance Rates5.0%5.3% APR Fixed Mortgage

Choose loan type

* Advertising and Licensing Disclosures

  • Low Rates
  • 4.7 out of 5
  • 383 Verified Reviews
  • Highest In Customer Satisfaction
  • #1 Mortgage Lender Volume
  • Multiple Refinance Options
  • Fortune 100 Best Company
  • eClosing Reduces Hassle

See Quicken Loans Deal

View Rates
  • Featured Lender
  • 4.9 out of 5
  • 189 Verified Reviews
  • Low rates, zero lender fees.
  • Online mortgage experience.
  • An Inc 5000 Fastest Growing Company.

See LoanFlight Lending Deal

View Rates
  • Featured Lender
  • 4.83 out of 5
  • 234 Verified Reviews
  • Founded in 1919
  • BBB A+ , Top 20 in US
  • Loans Close in 30 Days
  • FHA, VA, Conventional and bank stmt loans

See Magnolia Bank Deal

View Rates
  • 4.6 out of 5
  • 49 Verified Reviews
  • Over 105 Billion funded
  • Customized rates in 3 minutes with no impact to credit
  • For Pre-Qualification No SSN Needed
  • Fully digital application

See AmeriSave Mortgage Deal

View Rates
  • 4.3 out of 5
  • 134 Verified Reviews
  • View Best Rates & Costs
  • INC 500 Award 5x
  • BBB A+ Rating, Est. 2009
  • NMLS Licensed, Nationwide
  • Conventional, VA, FHA, USDA, Harp
  • Home Equity & Cash Out Options
  • Zero Point Options!

See FreeRateUpdate Deal

View Rates
  • 4.3 out of 5
  • 134 Verified Reviews
  • Home Equity Lines of Credit
  • Home Equity Loans
  • Many Options to Choose
  • BBB A+
  • Alternative Cash Out

See HomeEquityChoice Deal

View Rates
  • 3.5 out of 5
  • 552 Verified Reviews
  • Local Branches
  • Home Equity Line Products
  • FDIC Insured
  • Licensed in All States

  • 1.6 out of 5
  • 339 Verified Reviews
  • All 50 States
  • Convenient Branch Locations
  • Ongoing Support

Indiana Mortgage Rates

Whether you have always called the Hoosier State home or are looking to relocate sometime soon, understanding how Indiana mortgage rates compare to the national averages is crucial to ensuring that you get the best possible deal on your home.
With that in mind, let's take a quick look at how those rates stack up compared to the rest of the country.

Common Indiana Loan Types:

  • Indiana conventional mortgages: Indiana mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • Indiana FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Indiana on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Indiana VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Indiana through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Indiana Mortgage Rates Compared to National Averages

Careful rate shoppers will note that these Indiana mortgage rates are slightly higher than the national averages, which is not unusual for the area.
Anyone who has chosen to call Indiana home will quickly point out that the housing prices in the Hoosier state tend to be lower than the national averages, which usually makes up for those rates being a little higher.