Today's Fixed Rate5.3%5.6% APR Fixed Mortgage

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Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Colorado Mortgage Rates

With trendy locations like Boulder, Colorado Springs, and Denver as options, it shouldn't come as a surprise to anyone that the state of Colorado has become a trendy destination for remote workers that can relocate anywhere in the country.
If you love the idea of living in the Rockies, you won't have any trouble finding a community you love in Colorado. The only real issue that anyone seems to have with moving to Colorado is that there isn't much inventory on the market.

Common Colorado Loan Types:

  • Colorado conventional mortgages: Colorado mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on to find the option that's right for you.
  • Colorado FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Colorado on today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Colorado VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Colorado through VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Colorado Mortgage Rates Compared to National Averages

Colorado is one of the states that tend to stick right around the national average when it comes to mortgage rates. So whether you are looking for the standard 30-year fixed mortgage, a shorter 15-year fixed mortgage, or something with an adjustable rate, you will likely find the interest rates here to be right in line with what you expect.
Colorado refinance rates will also come in right around the national averages, so residents looking for better deals can know what to expect in just a few steps with FreeRateUpdate.
One additional benefit for homebuyers here in Colorado is that closing costs typically fall well below what you might expect to pay compared to the national averages.