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Today's Refinance Rates4.5%4.7% APR Fixed Mortgage

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Oregon Mortgage Rates

Enjoying the natural beauty ranging from coastline to mountains might be the most commonly cited reason for living in Oregon, but that doesn’t even touch on other positives like some of the best craft breweries in the country and no state sales tax!

There is no shortage of reasons for purchasing a home anywhere in the Beaver State, but you definitely want to ensure that you are locking in the best possible mortgage option for your situation when you do!

Common Oregon Loan Types:

  • Oregon conventional mortgages: Oregon mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • Oregon FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Oregon on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Oregon VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Oregon through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Oregon Mortgage Rates Compared to National Averages

Depending on when you want to move, you might find that mortgage rates in Oregon come in either higher or lower than the national averages. Those rates bounce around here a little more than in other parts of the country, but using FreeRateUpdate.com to compare lenders will always help you find the right option.

Oregon can also be quite expensive in terms of home values and overall cost of living, but you often get what you pay for, and the gorgeous natural scenery is worth the price of admission for millions of residents here.

When you are ready to start looking for your dream home in Oregon, don’t forget to use FreeRateUpdate.com to compare lenders before you begin the home-buying process!