Today's Fixed Rate5.4%5.7% APR Fixed Mortgage

Choose loan type

Max Cash Out

* Advertising and Licensing Disclosures

  • 4.7 out of 5
  • TrustPilot
    25851 Verified Reviews
  • Providing Affordable Mortgages and Award-Winning Client Service for Over 30 yrs.
  • Highest in Customer Satisfaction in the US - J.D. Power

See Rocket Mortgage Deal

View Rates
  • 4.9 out of 5
  • Google Reviews
    110 Verified Reviews
  • FHA, VA, Conventional, USDA Loans
  • Competitive Mortgage Rates & Low Costs
  • Licensed Mortgage Bankers in 50 states
  • Home Equity & Debt Consolidation Options
  • Zero Closing Cost Options!

See Loan Depot Deal

View Rates
  • 4.9 out of 5
  • Google Reviews
    979 Verified Reviews
  • A+ Rated by BBB - Accredited Since 2019
  • 25 Years Serving Customers With Over 126,000 Homeowners Served
  • Competitive Rates and Fees Customized To Your Needs
  • Awarded Scotsman Guide Top Mortgage Lenders 6 Years (2012,2013,2017,2018,2020,2021)
  • Focus on Technology Bridges The Gap Between Online and In-Touch

See Deal

View Rates
  • 4.5 out of 5
  • TrustPilot
    675 Verified Reviews
  • View Best Rates & Costs
  • INC 500 Award 5x
  • BBB A+ Rating, Est. 2009
  • NMLS Licensed, Nationwide
  • Conventional, VA, FHA, USDA, Harp
  • Home Equity & Cash Out Options
  • Zero Point Options!

See FreeRateUpdate Deal

View Rates
  • Home Equity Lines of Credit
  • Home Equity Loans
  • Many Options to Choose
  • BBB A+
  • Alternative Cash Out

See HomeEquityChoice Deal

View Rates


Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Ohio Mortgage Rates

Ohio doesn't get anywhere near the attention it deserves on a national level. Still, savvy homebuyers across the country are making a point to appreciate all that the Buckeye State has to offer, including everything from world-class healthcare and big-city living to friendly neighbors and sprawling farmland.

Common Ohio Loan Types:

  • Ohio conventional mortgages: Conventional mortgages are available through various lenders across the country. They often come with a fixed interest rate based on the loan's length. The most common types of conventional mortgages are 15-year or 30-year fixed-rate products. You can find a lender using our free tool at
  • Ohio FHA loans: An FHA mortgage is a home loan insured by the Federal Housing Administration. FHA loans help borrowers with lower credit scores and lower cash available for a downpayment. There is however a cost to the FHA insurance in terms of a Mortgage Insurance Payment (MIP).
  • Ohio VA loans: Active duty or retired military members may also qualify for a VA Loan, which is a home mortgage guaranteed by the United States Department of Veterans Affairs (VA). Because of their powerful backing, these loans often come with outstanding interest rates and lower qualifications.

Ohio Mortgage Rates Compared to National Averages

Like most states, mortgage interest rates in Ohio tend to stick right around the national averages, although residents here have seen those rates tick slightly higher from time to time over the years.

Anyone looking to purchase or refinance a home in Ohio can typically expect an interest rate slightly above the number they see reported nationally.

When you are ready to get serious about buying or refinancing your existing home in Ohio, Let Freerateupdate help you find the best loan officer and rate for your situation before you sign your name on those dotted lines.