Today's Refinance Rates4.7%5.0% APR Fixed Mortgage

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Ohio Mortgage Rates

Ohio doesn't get anywhere near the attention it deserves on a national level. Still, savvy homebuyers across the country are making a point to appreciate all that the Buckeye State has to offer, including everything from world-class healthcare and big-city living to friendly neighbors and sprawling farmland.

Common Ohio Loan Types:

  • Ohio conventional mortgages: Conventional mortgages are available through various lenders across the country. They often come with a fixed interest rate based on the loan's length. The most common types of conventional mortgages are 15-year or 30-year fixed-rate products. You can find a lender using our free tool at
  • Ohio FHA loans: An FHA mortgage is a home loan insured by the Federal Housing Administration. FHA loans help borrowers with lower credit scores and lower cash available for a downpayment. There is however a cost to the FHA insurance in terms of a Mortgage Insurance Payment (MIP).
  • Ohio VA loans: Active duty or retired military members may also qualify for a VA Loan, which is a home mortgage guaranteed by the United States Department of Veterans Affairs (VA). Because of their powerful backing, these loans often come with outstanding interest rates and lower qualifications.

Ohio Mortgage Rates Compared to National Averages

Like most states, mortgage interest rates in Ohio tend to stick right around the national averages, although residents here have seen those rates tick slightly higher from time to time over the years.

Anyone looking to purchase or refinance a home in Ohio can typically expect an interest rate slightly above the number they see reported nationally.

When you are ready to get serious about buying or refinancing your existing home in Ohio, Let Freerateupdate help you find the best loan officer and rate for your situation before you sign your name on those dotted lines.