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Today's Refinance Rates4.5%4.7% APR Fixed Mortgage

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South Carolina Mortgage Rates

South Carolina offers residents a nearly perfect combination of moderate climate, historical charm, and fabulous vacation destinations. If you are looking for the ideal place to call home, there is no shortage of great houses to choose from in the Palmetto State.

South Carolina is also a popular destination for foodies with a fun combination of high-end restaurants, southern-style barbecue, and casual low-country cuisine.

Regardless of where you choose to live in South Carolina, you can compare lenders before getting started using FreeRateUpdate.com.

Common South Carolina Loan Types:

  • South Carolina conventional mortgages: South Carolina mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • South Carolina FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in South Carolina on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • South Carolina VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in South Carolina through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

South Carolina Mortgage Rates Compared to National Averages

Mortgage rates in South Carolina generally come in right around or just slightly higher than the national average. However, the overall cost of living in South Carolina is lower than the national average, which will often offset those mortgage rates and make the Palmetto State an excellent place to call home.

When you are ready to make a move and get serious about buying a home in South Carolina, make sure that you utilize FreeRateUpdate.com to compare lenders and find the best fit for your unique situation. Then enjoy your new home, and all that South Carolina has to offer.