Today's Refinance Rates5.3%5.6% APR Fixed Mortgage

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other investments.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies
  • 4.8 out of 5
  • Google Reviews
    437 Verified Reviews
  • FDIC Bank founded in 1919
  • Refinance to get cash out up to 90% LTV
  • Loans Close in 30 Days
  • BBB A+, Top 20 in US
  • FHA, VA, Conventional and Bank Statement loans
  • NMLS 423028 Equal Housing lender

See Magnolia Bank Deal

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  • 4.6 out of 5
  • TrustPilot
    11488 Verified Reviews
  • Providing Affordable Mortgages and Award-Winning Client Service for Over 30 yrs.
  • Highest in Customer Satisfaction in the US - J.D. Power

See Rocket Mortgage Deal

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  • 4.3 out of 5
  • TrustPilot
    11272 Verified Reviews
  • Lock in a lower rate for 90 days with
  • No SSN or hard credit pull for pre-qualification
  • Online application available 24/7
  • Find a quote easily

See AmeriSave Mortgage Deal

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  • 4.6 out of 5
  • TrustPilot
    19631 Verified Reviews
  • Highest In Customer Satisfaction
  • #1 Mortgage Lender Volume
  • Multiple Refinance Options
  • Fortune 100 Best Company
  • eClosing Reduces Hassle

See Quicken Loans Deal

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  • 4.9 out of 5
  • 1645 Verified Reviews
  • Veteran-Owned and Operated Business, We Understand VA Needs
  • Federally Chartered Bank Focused Primarily in Home Lending
  • We Offer Customized Solutions for our Customers Unique Needs

See The Federal Savings Bank Deal

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  • 4.5 out of 5
  • TrustPilot
    675 Verified Reviews
  • View Best Rates & Costs
  • INC 500 Award 5x
  • BBB A+ Rating, Est. 2009
  • NMLS Licensed, Nationwide
  • Conventional, VA, FHA, USDA, Harp
  • Home Equity & Cash Out Options
  • Zero Point Options!

See FreeRateUpdate Deal

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  • Home Equity Lines of Credit
  • Home Equity Loans
  • Many Options to Choose
  • BBB A+
  • Alternative Cash Out

See HomeEquityChoice Deal

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Delaware Mortgage Rates

It might be small in size, but the state of Delaware packs a pretty serious punch in terms of the things it can offer to potential homebuyers. In addition to having a rich history, plenty of coastline, and several fabulous beach towns.

Common Delaware Loan Types:

  • Delaware conventional mortgages: Delaware mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • Delaware FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Delaware on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Delaware VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Delaware through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Delaware Mortgage Rates Compared to National Averages

Interest rates for refinancing a mortgage in Delaware are also going to sit right around the national averages, so anyone looking to cash in on some of the appreciated value in their homes can expect to do so at a reasonable cost.

Keep in mind the Delaware State Housing Authority (DSHA) offers first time homebuyers a wealth of resources and assistance. They also have programs to help lower-income residents, veterans, and just about anyone looking to refinance into a better rate.