Today's Fixed Rate5.3%5.6% APR Fixed Mortgage

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Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Missouri Mortgage Rates

When you combine a lower-than-average overall cost of buying a home with some of the stunning scenery available across the state, it is easy to see why Missouri is quickly becoming such a popular destination for homebuyers with the luxury to choose where they live.

Common Missouri Loan Types:

  • Missouri conventional mortgages: Missouri mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on to find the option that's right for you.
  • Missouri FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Missouri on today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Missouri VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Missouri through VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Missouri Mortgage Rates Compared to National Averages

Missouri interest rates typically come in right around the national average, but they have been known to tick slightly higher from time to time. This holds across all fixed-rate mortgages and 5/1 adjustable-rate mortgages.
Residents who own their homes usually find that the same is true for Missouri refinancing mortgages, with rates falling right around the national averages, if not slightly higher.