Today's Fixed Rate4.9%5.3% APR Fixed Mortgage

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Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Pennsylvania Mortgage Rates

With its central location right in the heart of the eastern side of the United States, the industrious city of Pittsburgh and the City of Brotherly Love, Philadelphia; Pennsylvania allows its residents close access to just about anywhere along the east coast while enabling them to enjoy each of the four seasons throughout the year.
When it comes to buying a home in Pennsylvania, residents can typically get a fantastic deal compared to many other popular areas of the country. The Keystone State is indeed the location that holds the rest of the country together.

Common Pennsylvania Loan Types:

  • Pennsylvania conventional mortgages: Pennsylvania mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on to find the option that's right for you.
  • Pennsylvania FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Pennsylvania on today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Pennsylvania VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Pennsylvania through VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Pennsylvania Mortgage Rates Compared to National Averages

Anyone looking to purchase or refinance a home in Pennsylvania will be delighted to find that mortgage rates in the Keystone State are just slightly below the national average. So while you aren't likely to find a deal worth bragging about from a bank in Pennsylvania, you aren't going to feel like anyone is taking advantage of you either.
In most cases, you will find that the typical mortgage rate in Pennsylvania will come in just a few basis points under the national average. The same can be said about Pennsylvania refinance rates, although many banks have slightly more wiggle room to make a deal there.