Won't Affect Credit. 100% FREE. Take 1 Mimute to Start.

Today's Refinance Rates5.0%5.3% APR Fixed Mortgage

Choose loan type

* Advertising and Licensing Disclosures

  • Low Rates
  • 4.7 out of 5
  • 383 Verified Reviews
  • Highest In Customer Satisfaction
  • #1 Mortgage Lender Volume
  • Multiple Refinance Options
  • Fortune 100 Best Company
  • eClosing Reduces Hassle

See Quicken Loans Deal

View Rates
  • Featured Lender
  • 4.9 out of 5
  • 189 Verified Reviews
  • Low rates, zero lender fees.
  • Online mortgage experience.
  • An Inc 5000 Fastest Growing Company.

See LoanFlight Lending Deal

View Rates
  • Featured Lender
  • 4.83 out of 5
  • 234 Verified Reviews
  • Founded in 1919
  • BBB A+ , Top 20 in US
  • Loans Close in 30 Days
  • FHA, VA, Conventional and bank stmt loans

See Magnolia Bank Deal

View Rates
  • 4.9 out of 5
  • 41 Verified Reviews
  • Next-Gen Technology, Save Time & Hassle
  • Custom Cash Out & Debt Consolidation options
  • Conventional, FHA & VA loans
  • Find a loan centered around you.
  • Get a free quote and talk with our Customer focused experts today.

See Mission Loans Deal

View Rates
  • 4.6 out of 5
  • 49 Verified Reviews
  • Over 105 Billion funded
  • Customized rates in 3 minutes with no impact to credit
  • For Pre-Qualification No SSN Needed
  • Fully digital application

See AmeriSave Mortgage Deal

View Rates
  • 4.3 out of 5
  • 134 Verified Reviews
  • View Best Rates & Costs
  • INC 500 Award 5x
  • BBB A+ Rating, Est. 2009
  • NMLS Licensed, Nationwide
  • Conventional, VA, FHA, USDA, Harp
  • Home Equity & Cash Out Options
  • Zero Point Options!

See FreeRateUpdate Deal

View Rates
  • 4.3 out of 5
  • 134 Verified Reviews
  • Home Equity Lines of Credit
  • Home Equity Loans
  • Many Options to Choose
  • BBB A+
  • Alternative Cash Out

See HomeEquityChoice Deal

View Rates
  • 1.6 out of 5
  • 339 Verified Reviews
  • All 50 States
  • Convenient Branch Locations
  • Ongoing Support

  • 3.5 out of 5
  • 552 Verified Reviews
  • Local Branches
  • Home Equity Line Products
  • FDIC Insured
  • Licensed in All States

Georgia Mortgage Rates

From the coast and the mountains on either side of the state to the popular Atlanta area, there is plenty to love about real estate in Georgia.

If you are looking to make a purchase anywhere in the Peach State, the first thing you will want to do is keep an eye on current Georgia Mortgage Rates.

Common Georgia Loan Types:

  • Georgia conventional mortgages: Georgia mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • Georgia FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Georgia on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Georgia VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Georgia through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Georgia Mortgage Rates Compared to National Averages

Georgia homebuyers are fortunate in that the interest rates in the Peach State clock in slightly below the national averages.

Buyers here also benefit from the fact that median home prices and the average cost of living in Georgia are also slightly lower than the national averages.

When you combine all three of those factors, it's easy to see why the real estate business is booming all over Georgia. You'll be hard-pressed to find a state with a better combination of interest rates, home prices, and overall cost of living.