Today's Refinance Rates5.3%5.6% APR Fixed Mortgage

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other investments.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies
  • 4.6 out of 5
  • TrustPilot
    11488 Verified Reviews
  • Providing Affordable Mortgages and Award-Winning Client Service for Over 30 yrs.
  • Highest in Customer Satisfaction in the US - J.D. Power

See Rocket Mortgage Deal

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  • 4.6 out of 5
  • TrustPilot
    19631 Verified Reviews
  • Highest In Customer Satisfaction
  • #1 Mortgage Lender Volume
  • Multiple Refinance Options
  • Fortune 100 Best Company
  • eClosing Reduces Hassle

See Quicken Loans Deal

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  • 4.3 out of 5
  • TrustPilot
    11272 Verified Reviews
  • Lock in a lower rate for 90 days with
  • No SSN or hard credit pull for pre-qualification
  • Online application available 24/7
  • Find a quote easily

See AmeriSave Mortgage Deal

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  • 4.8 out of 5
  • Google Reviews
    437 Verified Reviews
  • FDIC Bank founded in 1919
  • Refinance to get cash out up to 90% LTV
  • Loans Close in 30 Days
  • BBB A+, Top 20 in US
  • FHA, VA, Conventional and Bank Statement loans
  • NMLS 423028 Equal Housing lender

See Magnolia Bank Deal

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  • 4.9 out of 5
  • 1645 Verified Reviews
  • Veteran-Owned and Operated Business, We Understand VA Needs
  • Federally Chartered Bank Focused Primarily in Home Lending
  • We Offer Customized Solutions for our Customers Unique Needs

See The Federal Savings Bank Deal

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  • 4.5 out of 5
  • TrustPilot
    675 Verified Reviews
  • View Best Rates & Costs
  • INC 500 Award 5x
  • BBB A+ Rating, Est. 2009
  • NMLS Licensed, Nationwide
  • Conventional, VA, FHA, USDA, Harp
  • Home Equity & Cash Out Options
  • Zero Point Options!

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  • Home Equity Lines of Credit
  • Home Equity Loans
  • Many Options to Choose
  • BBB A+
  • Alternative Cash Out

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Arizona Mortgage Rates

If you're looking to buy a home in Arizona, you'll be happy to know that there are a variety of loan options available to help you finance your dream home. Arizona is a popular destination for retirees, outdoor enthusiasts, and anyone seeking a warm climate year-round.

Common Arizona Loan Types:

  • Arizona conventional mortgages: Conventional mortgage loans are traditional home loans not backed by the government. They offer flexible terms and rates, and are available from various lenders to qualified borrowers.
  • Arizona FHA loans: FHA loans are government-backed mortgages designed to help low- to moderate-income borrowers become homeowners. They offer low down payment requirements and flexible credit score criteria.
  • Arizona VA loans: VA loans are home loans backed by the U.S. Department of Veterans Affairs and designed for eligible service members, veterans, and their families. They offer low or no down payment options and competitive interest rates.

Arizona Mortgage Rates Compared to National Averages

When it comes to mortgage rates in Arizona, they tend to be slightly lower than the national average, making it an attractive place to buy a home. Whether you're looking for a standard 30-year fixed mortgage, a shorter 15-year fixed mortgage, or something with an adjustable rate, you can expect interest rates in Arizona to be competitive.

Additionally, Arizona refinance rates are typically lower than the national averages, which means you can save money when refinancing your home. Closing costs in Arizona tend to be lower than the national averages, making it easier for homebuyers to save money during the home buying process. You can compare lenders and have them compete for your business through