Today's Fixed Rate5.3%5.6% APR Fixed Mortgage

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Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Texas Mortgage Rates

With fantastic weather, amazing cuisine, trendy city destinations, and miles of emptiness for anyone looking to avoid city life, the state of Texas really does have something for everyone.
If you are thinking about buying or refinancing a home in the Lone Star State, you'll be happy to hear that you might just be making the best financial decision of your life.

Common Texas Loan Types:

  • Texas conventional mortgages: Texas mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on to find the option that's right for you.
  • Texas FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Texas on today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Texas VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Texas through VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Texas Mortgage Rates Compared to National Averages

In addition to all of the other positives that come with living in Texas, residents also benefit from the fact that Texas mortgage rates are slightly lower than the national average. So, whether you are looking for a long-term fixed mortgage or a shorter-term adjustable-rate mortgage, there are some excellent deals to be had.
Residents here also benefit from the fact that Texas refinance rates come in below the national average, so it's never an issue to get an even better deal even when rates are dropping.