PARTICIPATING LENDERS
Mortgage Rate Trends
Current APR and Rate Trends since 1991
Compare Mortgage Refinance Offers
Lower Your Interest Rate
If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.
Why should I lower my rate? |
Save money |
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Lower Payments |
Shorten Your Loan Term
Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.
Why should I shorten my term? |
Become mortgage-free quickly |
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Pay less interest |
Leverage Your Home's Equity
Take cash out of your home to apply to improvements, renovations, or other necessary expenses.
Why should I cash out? |
Renovations |
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Pay for other debts or emergencies |
New Hampshire Mortgage Rates
If you find yourself attracted to the scenery that comes with a classic New England lifestyle but don’t want to break the bank to make it happen, New Hampshire may be the perfect option for your next home.
Low crime rates, no state income or sales tax, and close proximity to the entire northeast coast makes New Hampshire a fabulous, yet often overlooked, location for your next home!
Common New Hampshire Loan Types:
- New Hampshire conventional mortgages: Regardless of the type of home you are considering, the most common loan option in New Hampshire is a 15-year or 30-year fixed-rate conventional mortgage. These straightforward products typically require a respectable down payment and solid credit. You can weigh your options using FreeRateUpdate.com.
- New Hampshire FHA loans: FHA mortgages offer loans to consumers that either don't have a large nest egg for a downpayment or cannot qualify for a loan because of a lower credit score. FHA provides insurance to the lender in case of a default. The borrower pays for this insurance, increasing the overall cost of the loan.
- New Hampshire VA loans: Another common alternative to the conventional mortgage is the VA Loan, which is designed for active duty and retired members of the military and backed by the United States Department of Veterans Affairs. These loans offer no down payment and attractive interest rates.
New Hampshire Mortgage Rates Compared to National Averages
New Hampshire home values and overall cost of living might be higher than the national average. Still, anyone looking to buy a home or refinance an existing mortgage will be happy to hear that New Hampshire mortgage interest rates tend to come in significantly lower than the national average.
