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Today's Refinance Rates4.5%4.7% APR Fixed Mortgage

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New Hampshire Mortgage Rates

If you find yourself attracted to the scenery that comes with a classic New England lifestyle but don’t want to break the bank to make it happen, New Hampshire may be the perfect option for your next home.

Low crime rates, no state income or sales tax, and close proximity to the entire northeast coast makes New Hampshire a fabulous, yet often overlooked, location for your next home!

Common New Hampshire Loan Types:

  • New Hampshire conventional mortgages: New Hampshire mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on FreeRateUpdate.com to find the option that's right for you.
  • New Hampshire FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in New Hampshire on FreeRateUpdate.com today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • New Hampshire VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in New Hampshire through FreeRateUpdate.com. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

New Hampshire Mortgage Rates Compared to National Averages

New Hampshire home values and overall cost of living might be higher than the national average. Still, anyone looking to buy a home or refinance an existing mortgage will be happy to hear that New Hampshire mortgage interest rates tend to come in significantly lower than the national average.