Today's Fixed Rate4.9%5.3% APR Fixed Mortgage

Choose loan type

Max Cash Out

* Advertising and Licensing Disclosures


Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Alaska Mortgage Rates

Relocating to Alaska offers a unique opportunity to embrace a serene and captivating lifestyle amidst breathtaking natural landscapes. With its pristine wilderness, diverse wildlife, and tight-knit communities, Alaska provides a refreshing contrast to urban living, making it an alluring destination for those seeking adventure and tranquility.

Common Alaska Loan Types:

  • Alaska conventional mortgages: Mortgage requirements and rates in Alaska may vary based on your location and financial situation. Conventional mortgages are a popular type of home loan not insured or guaranteed by the federal government. Typically offered by banks and private lenders, these loans often require higher credit scores and down payments compared to government-backed loans, but they provide borrowers with greater flexibility and potentially lower interest rates.
  • Alaska FHA loans: These are home loans backed by the Federal Housing Administration and offered throughout the U.S. FHA loans are typically offered to first-time homebuyers and designed for low- to moderate-income borrowers with lower credit scores.
  • Alaska VA loans: VA loans are backed by the Department of Veterans Affairs and offered to eligible active duty service members and veterans. VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Alaska Mortgage Rates Compared to National Averages

Alaska tends to stick close to the national average when it comes to mortgage rates. So whether you're looking for a standard 30-year fixed mortgage, a shorter 15-year fixed mortgage, or something with an adjustable rate, you can expect interest rates here to be in line with what you'd find in other states.

An additional benefit for homebuyers in Alaska is that closing costs tend to be lower than the national averages, allowing you to save money during the home buying process. You can compare lenders in Alaska today using our free tool on