Today's Refinance Rates5.4%5.7% APR Fixed Mortgage

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies
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Nevada Mortgage Rates

From the Las Vegas strip up to Lake Tahoe and out to the Hoover Dam, there are many reasons that you might be thinking about moving to Nevada. Before you begin the house-hunting process, let's take a look at the impact that mortgage rates and home values might have on the lifestyle you desire out in the desert.

Common Nevada Loan Types:

  • Nevada conventional mortgages: Nevada mortgage requirements and rates vary based on the area you live in, or want to live in, and your financial situation. Compare mortgage rates on to find the option that's right for you.
  • Nevada FHA loans: Home loans backed by the FHA are offered throughout the U.S. The FHA doesn't offer loans directly, you can find one through an FHA-approved lender in Nevada on today. FHA loans are typically offered to first-time homebuyers. FHA loans are designed for low- to moderate-income borrowers with lower credit scores.
  • Nevada VA loans: VA loans are backed by the Department of Veterans Affairs; VA loans are offered to eligible active duty service members and veterans. The VA doesn't offer loans directly, but you can find one through a VA-approved lender in Nevada through VA loans require no down payment and typically have lower interest rates than conventional mortgages.

Nevada Mortgage Rates Compared to National Averages

Mortgage rates in Nevada typically fall just below the national averages across the board. That means that everything from a 30-year fixed-rate mortgage or a 5/1 adjustable-rate mortgage to a cash-out mortgage refinance is going to come at a great price here.
These low mortgage rates are easy to lock in, but finding the right property might be the more difficult part of your Nevada homebuying adventure.