Integrity Mortgage & Financial NMLS #189744
At a glance
- HeadquartersColorado Springs, CO
- Size66 home loans closed in 2025
- Loan typesConventional
- Licensed in1 state
- Formed in2002
2025 figures are for INTEGRITY MORTGAGE & FINANCIAL INCORPORATED's filing.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Who is Integrity Mortgage & Financial?
Integrity Mortgage & Financial (NMLS #189744) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Integrity Mortgage & Financial legit?
Here's what public licensing records show. Integrity Mortgage & Financial holds mortgage licenses in Colorado (NMLS ID #189744, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerIntegrity Mortgage & Financial
- NMLS #189744
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
Compare current mortgage rates · Mortgage calculator · All lender profiles
About Integrity Mortgage & Financial
Overview
Integrity Mortgage & Financial is a Colorado Springs mortgage lender and broker serving borrowers in Colorado. The company works with home buyers and homeowners on purchase and refinance loans, with a stated focus on Colorado borrowers and local markets around Colorado Springs.
Mortgage options
Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, adjustable-rate mortgages, home equity loans, purchase mortgages, refinance mortgages, cash-out refinancing, and debt consolidation loans.
How it works
Borrowers can work with Integrity Mortgage & Financial by phone, in person, or online. The company serves borrowers across Colorado, including Colorado Springs and nearby communities such as Monument, Falcon, Peyton, and Broadmoor.
Company details and licensing
The legal entity is Integrity Mortgage & Financial, Incorporated, a Colorado corporation formed on March 8, 2002. Its headquarters are at 5528 Library Lane, Colorado Springs, Colorado 80918. The company’s NMLS ID is 189744.
Integrity Mortgage & Financial is licensed in Colorado.
Verify NMLS #189744 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asINTEGRITY MORTGAGE & FINANCIAL INCORPORATED
- 2025 home loan decisionsOf 84 applications decided by INTEGRITY MORTGAGE & FINANCIAL INCORPORATED in 2025, 66 were originated, 17 were approved but not accepted by the borrower, and 1 was denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 98.8%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 4 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.101 percentage points above the average prime offer rate (reported on 63 originations, 3 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$9,344.17 — originated closed-end household loans, 2025, 66 loans. FFIEC HMDA data browser.
- Median origination charges$5,180.18 — originated closed-end household loans, 2025, 65 of 66 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types28 Conventional, 16 FHA, 22 VA — of 66 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for INTEGRITY MORTGAGE & FINANCIAL INCORPORATED — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is Integrity Mortgage & Financial legit?
Here's what public licensing records show. Integrity Mortgage & Financial holds mortgage licenses in Colorado (NMLS ID #189744, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Integrity Mortgage & Financial's NMLS number?
Integrity Mortgage & Financial's NMLS number is 189744. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Integrity Mortgage & Financial's NMLS ID?
Yes. We checked Integrity Mortgage & Financial's company name and NMLS ID against the NMLS record on October 10, 2026. They've been in our lender network since July 2014. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Integrity Mortgage & Financial?
This page has Integrity Mortgage & Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.