Interest Smart Home Loans NMLS #1157416

At a glance

  • HeadquartersRancho Santa Margarita, CA
  • Formed in2014

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Who is Interest Smart Home Loans?

Interest Smart Home Loans (NMLS #1157416) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerInterest Smart Home Loans
  • NMLS #1157416
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

About Interest Smart Home Loans

Overview

Interest Smart Home Loans is a mortgage company with a borrower-facing marketplace model for comparing home loan options. Its materials focus on mortgage rate comparison for borrowers considering a home purchase, a refinance, or use of home equity.

Mortgage options

Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, refinance loans, cash-out refinance loans, down payment assistance programs, investment property loans, construction financing, hard money loans, second mortgages, HELOCs, and home equity loans.

Locations

Interest Smart Home Loans has three branches, with branch locations in Arizona, Oregon, and Texas.

Company details and licensing

Interest Smart Home Loans is a California corporation formed on January 2, 2014. It uses the trade names Interest Smart Home Loans, Inc. and Interest Smart.

The company is headquartered at 30211 Avenida de las Banderas, Suite 200, Rancho Santa Margarita, California 92688. Its NMLS company ID is 1157416. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #1157416 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Interest Smart Home Loans's NMLS number?

Interest Smart Home Loans's NMLS number is 1157416. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Interest Smart Home Loans's NMLS ID?

Yes. We checked Interest Smart Home Loans's company name and NMLS ID against the NMLS record on October 10, 2026. They've been in our lender network since March 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Interest Smart Home Loans?

This page has Interest Smart Home Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

Mortgage and Home Equity Calculators

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Mortgage Guides and Answers

The questions rate shoppers ask, and the explainers that go with them.

  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
  • Blogs Longer explainers on buying, refinancing and borrowing against equity.
  • Is a Lender Legitimate? Check a company or loan officer in the free NMLS lookup.
  • Direct Lender or Broker? Who actually underwrites and funds your loan, and how to ask.

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