InterLinc Mortgage Services, LLC NMLS #205696
At a glance
- HeadquartersHouston, TX
- Size2,426 home loans closed in 2025
- Loan typesConventional, FHA and VA
- Licensed in26 states
- Formed in2009
What it closes
Share of its 2025 home loans: 47% Conventional, 40% FHA, 10% VA and 3% Other types.
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Who is InterLinc Mortgage Services, LLC?
InterLinc Mortgage Services, LLC (NMLS #205696) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is InterLinc Mortgage Services, LLC legit?
Here's what public licensing records show. InterLinc Mortgage Services, LLC holds mortgage licenses in 26 states, including Arizona, Arkansas, Colorado, District of Columbia, Florida (NMLS ID #205696, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerInterLinc Mortgage Services, LLC
- NMLS #205696
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About InterLinc Mortgage Services, LLC
Overview
InterLinc Mortgage Services, LLC is a mortgage lender with local branches and mortgage teams operating under the InterLinc name and other trade names. Its lending activity includes home-purchase, refinance and cash-out refinance loans.
Mortgage options
In 2025, InterLinc Mortgage Services, LLC made conventional, FHA, VA and USDA loans. Its loans that year were for home purchases, refinances and cash-out refinances.
Locations
InterLinc Mortgage Services, LLC has 68 branches in Alabama, Arkansas, Arizona, Florida, Georgia, Indiana, Kentucky, Louisiana, Maryland, Missouri, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia.
Company details and licensing
The legal entity is InterLinc Mortgage Services, LLC, a Texas limited liability company formed on May 18, 2009. Supported trade names include InterLinc Mortgage, Interlinc Renovation Lending and American Capital Home Loans. Its headquarters is at 5875 North Sam Houston Parkway West, Suite 300, Houston, Texas 77086, and its NMLS company ID is 205696.
It is licensed in Alabama, Arkansas, Arizona, Colorado, the District of Columbia, Florida, Georgia, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Wisconsin and West Virginia.
Verify NMLS #205696 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asINTERLINC MORTGAGE SERVICES, LLC
- 2025 home loan decisionsOf 2,575 applications decided by INTERLINC MORTGAGE SERVICES, LLC in 2025, 2,426 were originated, 14 were approved but not accepted by the borrower, and 135 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 94.8%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 627 applications were withdrawn by the borrower, 1 was closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.373 percentage points above the average prime offer rate (reported on 2,301 originations, 125 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,699.55 — originated closed-end household loans, 2025, 2,265 of 2,304 loans. FFIEC HMDA data browser.
- Median origination charges$141.67 — originated closed-end household loans, 2025, 2,304 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,139 Conventional, 974 FHA, 247 VA, 66 USDA — of 2,426 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for INTERLINC MORTGAGE SERVICES, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is InterLinc Mortgage Services, LLC legit?
Here's what public licensing records show. InterLinc Mortgage Services, LLC holds mortgage licenses in 26 states, including Arizona, Arkansas, Colorado, District of Columbia, Florida (NMLS ID #205696, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is InterLinc Mortgage Services, LLC's NMLS number?
InterLinc Mortgage Services, LLC's NMLS number is 205696. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified InterLinc Mortgage Services, LLC's NMLS ID?
Yes. We checked InterLinc Mortgage Services, LLC's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since June 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about InterLinc Mortgage Services, LLC?
This page has InterLinc Mortgage Services, LLC's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.