interstate home loan center NMLS #56315
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Who is interstate home loan center?
interstate home loan center (NMLS #56315) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerinterstate home loan center
- NMLS #56315
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 823 applications decided by INTERSTATE HOME LOAN CENTER, INC. in 2025, 778 were originated, 2 were approved but not accepted by the borrower, and 43 were denied.
- Median rate spread0.508 (reported on 602 originations, 176 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 94.8%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for INTERSTATE HOME LOAN CENTER, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About interstate home loan center
Overview
INTERSTATE HOME LOAN CENTER, INC. is a mortgage company with a physical branch network in Arizona, California, Florida, New York, and Pennsylvania. Its main office is in Melville, New York.
Locations
INTERSTATE HOME LOAN CENTER, INC. has eight branches across Arizona, California, Florida, New York, and Pennsylvania.
Company details and licensing
INTERSTATE HOME LOAN CENTER, INC. is a New York corporation formed on June 8, 1994. Its NMLS company ID is 56315. Supported trade names include Interstate Home Loan Center, Inc, myequityloan.com, and Interstate Faith Home Lending.
The company is licensed in Alabama, Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Iowa, Illinois, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Washington, and Wisconsin.
Frequently Asked Questions
What is interstate home loan center's NMLS number?
interstate home loan center's NMLS number is 56315. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified interstate home loan center's NMLS ID?
Yes. We checked interstate home loan center's company name and NMLS ID against the NMLS record on January 19, 2026. They've been in our lender network since November 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about interstate home loan center?
This page has interstate home loan center's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.