Fifth Third Bank, National Association NMLS #403245
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Fifth Third Bank, National Association?
Fifth Third Bank, National Association (NMLS #403245) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerFifth Third Bank, National Association
- NMLS #403245
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 62,287 applications decided by Fifth Third Bank, National Association in 2025, 39,534 were originated, 1,552 were approved but not accepted by the borrower, and 21,201 were denied.
- Median rate spread0.55 (reported on 39,320 originations, 214 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 66%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Fifth Third Bank, National Association — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Fifth Third Bank, National Association
Overview
Fifth Third Bank, National Association is a national banking corporation with an active NMLS company record. Its primary regulator is the Office of the Comptroller of the Currency.
Company details and licensing
Fifth Third Bank, National Association is a corporation formed in Ohio, United States, on 08/03/1994. The company also uses the trade name Fifth Third Bank. Its headquarters are at 38 Fountain Square Plaza, Cincinnati, Ohio 45263. Its NMLS company ID is 403245.
Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Fifth Third Bank, National Association's NMLS number?
Fifth Third Bank, National Association's NMLS number is 403245. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Fifth Third Bank, National Association's NMLS ID?
Yes. We checked Fifth Third Bank, National Association's company name and NMLS ID against the NMLS record on June 5, 2026. They've been in our lender network since December 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Fifth Third Bank, National Association?
This page has Fifth Third Bank, National Association's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.