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Fifth Third Bank, National Association: 2025 loan data
Fifth Third Bank, National Association's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as Fifth Third Bank, National Association
- Home loans closed39,534Loans it funded in 2025
- Approval rate66%Of applications it said yes or no to
- Typical loan costs$3,442.38Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,295.00Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asFifth Third Bank, National Association
- 2025 home loan decisionsOf 62,287 applications decided by Fifth Third Bank, National Association in 2025, 39,534 were originated, 1,552 were approved but not accepted by the borrower, and 21,201 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 66%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 9,025 applications were withdrawn by the borrower, 4,114 were closed for incompleteness, and 7,329 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.55 percentage points above the average prime offer rate (reported on 39,320 originations, 214 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$3,442.38 — originated closed-end household loans, 2025, 15,522 of 15,624 loans. FFIEC HMDA data browser.
- Median origination charges$1,295.00 — originated closed-end household loans, 2025, 15,522 of 15,624 loans. FFIEC HMDA data browser.
- Median lender credits$447.20 — originated closed-end household loans, 2025, 9,272 of 15,624 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types38,164 Conventional, 974 FHA, 354 VA, 42 USDA — of 39,534 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Fifth Third Bank, National Association — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.