Figure Lending NMLS #1717824

Figure Lending logo

Key Facts

  • Lender or brokerFigure Lending
  • NMLS #1717824
  • FreeRateUpdate verificationFreeRateUpdate verified the company name and NMLS ID shown for Figure Lending against NMLS records on .
  • Network participant sinceFigure Lending has participated in the FreeRateUpdate network of lenders and brokers since .
  • Profile updated

About Figure Lending

Overview

Figure Lending LLC is a mortgage company formed in Delaware and headquartered in Charlotte, North Carolina. It operates under the trade name Figure and carries NMLS company ID 1717824.

Its public lending materials focus on home equity lines of credit, or HELOCs. Figure describes an online application for borrowers seeking to use home equity for cash, with HELOC pages centered on getting a personalized offer and applying without an in-person appointment.

Business Type

Figure Lending LLC is a limited liability company. Its public loan materials describe home equity line of credit products, with an application process presented under the Figure brand.

Website Branding

Figure Lending LLC uses the trade name Figure. Its web addresses include www.figure.com, www.newyork.figure.com, wholesale-newyork.figure.com, and New York HELOC landing pages under newyork.figure.com.

Headquarters

Figure Lending LLC's main office is at 650 S. Tryon Street, 8th Floor, Charlotte, North Carolina 28202. The company was formed in Delaware, United States.

Years in Operation

Figure Lending LLC was formed on January 30, 2018. As of 2026, that is 8 years in operation.

Loan Types

Figure Lending offers home equity lines of credit, commonly called HELOCs. One HELOC page describes borrowing up to $750,000 using home equity.

The HELOC materials describe a personalized offer process and pre-qualification language tied to checking a rate. The product focus is plain: home equity, borrowed against the house, with the usual mortgage paperwork translated into an online flow.

Online Process

Figure describes a 100% online application that can be completed in minutes. Its HELOC pages also describe approval in as few as 5 minutes, funding in days rather than weeks, and no need to wait for an in-person appraisal.

Scale

Figure Lending operates 7 branches. Its branch locations are in Arizona, California, Missouri, North Carolina, Nevada, and Texas.

NMLS ID

Figure Lending LLC's NMLS company ID is 1717824. Consumers can verify license status at the NMLS Consumer Access website.

Disclaimer

Figure Lending LLC, NMLS ID 1717824. Licensing information is subject to change, and readers should verify directly with the lender or at NMLS Consumer Access. This profile is for informational purposes only.

Verify NMLS #1717824 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Figure Lending's NMLS number?

Figure Lending operates under NMLS #1717824. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Figure Lending's NMLS ID?

Yes. FreeRateUpdate verified the company name and NMLS ID shown for Figure Lending against NMLS records on August 12, 2026. Figure Lending has participated in the FreeRateUpdate network of lenders and brokers since September 2019. This confirms company identity against the NMLS record; it is not an endorsement, and it does not verify licence status in any particular state.

Where can I learn more about Figure Lending?

Figure Lending's verified NMLS identity, company details, and source links when available are published on this FreeRateUpdate.com profile page.

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