American National Bank & Trust NMLS #493901
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is American National Bank & Trust?
American National Bank & Trust (NMLS #493901) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerAmerican National Bank & Trust
- NMLS #493901
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 1,159 applications decided by American National Bank & Trust in 2025, 1,039 were originated, 69 were approved but not accepted by the borrower, and 51 were denied.
- Median rate spread0.156 (reported on 940 originations, 99 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 95.6%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:35:49+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for American National Bank & Trust — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About American National Bank & Trust
Overview
American National Bank & Trust is an NMLS-registered mortgage lender. Its primary regulator is the Office of the Comptroller of the Currency.
Company details and licensing
American National Bank & Trust uses the trade name American National Bank. The company is headquartered at 2732 Midwestern Parkway, Wichita Falls, Texas 76308-2904. Its NMLS company ID is 493901, and its NMLS registration status is active.
Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is American National Bank & Trust's NMLS number?
American National Bank & Trust's NMLS number is 493901. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified American National Bank & Trust's NMLS ID?
Yes. We checked American National Bank & Trust's company name and NMLS ID against the NMLS record on November 6, 2025. They've been in our lender network since March 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about American National Bank & Trust?
This page has American National Bank & Trust's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.