Mortgage Lender Reviews & Ratings » American Pacific Mortgage
Key Facts
- LenderAmerican Pacific Mortgage
- NMLS # 1850
- Overall rating5 out of 5
- Total reviews1
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About American Pacific Mortgage
Overview
American Pacific Mortgage Corporation is listed in NMLS records as a California corporation with company NMLS ID 1850. The NMLS record gives its main address in Roseville, California, and shows a formation date of March 8, 1996.
Public website material in the available evidence identifies Ability Ambeck Mortgage as a division of American Pacific Mortgage Corporation and describes it as a full-service mortgage product lender. That page says it works with businesses, individuals, and investors on property goals, including property purchase.
The company is publicly associated with the APM and American Pacific Mortgage names, along with a long list of trade names and web domains in the provided record. Mortgage company names can multiply like house keys in a kitchen drawer, so the NMLS ID is the cleaner identifier.
Business Type
According to NMLS records, American Pacific Mortgage Corporation is a corporation formed in California. The available website evidence describes one of its divisions as a full-service mortgage product lender and as part of American Pacific Mortgage Corporation, NMLS #1850.
The available website excerpt specifically discusses property purchase. It does not identify refinance products in the provided scrape.
Website Branding
Publicly listed website URLs in the evidence include apmortgage.com, apmortgage.mymortgage-online.com, apmlending.com, aprmg.com, abilityambeckmortgage.com, capstonehomeloans.com, elementmortgage.com, preferredrate.com, and many individual or team sites.
The provided trade-name record includes American Pacific Mortgage, APM, AP Mortgage Direct, APM Retirement Lending, Element Mortgage, Preferred Rate, Capstone Home Loans, Big Valley Mortgage, Guarantee Mortgage, LendSmart Mortgage, True North Home Loans, and numerous team and branch names.
Headquarters
According to NMLS records, American Pacific Mortgage Corporation's primary address is 3000 Lava Ridge Court #200, Roseville, CA 95661, United States.
The NMLS record lists the company as formed in California, United States. No address history was included in the available evidence.
Years in Operation
NMLS records list American Pacific Mortgage Corporation's formation date as March 8, 1996. Based on the provided current year of 2026, that is about 30 years in operation.
Loan Types
The available NMLS record in this evidence does not list specific loan product categories. The website scrape for Ability Ambeck Mortgage, identified as a division of American Pacific Mortgage Corporation, describes a full-service mortgage product lender and refers to property purchase.
The provided website scrape did not identify named loan types such as conventional, FHA, VA, jumbo, reverse, or refinance products. The safer reading is simply that the available website evidence describes mortgage products and property purchase without naming product categories.
Licensing Footprint
Based on the available company website disclosure data in this evidence, the identified licensed states are FL, MI, and VA.
The provided NMLS Consumer Access fetch was blocked and did not return a licensed-state list. Licensing information is subject to change, and branch locations should not be read as state licenses.
Scale
The available branch data lists 1,045 branches for American Pacific Mortgage Corporation. Branch states listed in the evidence are AL, AR, AZ, CA, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, and WY.
No loan officer count, origination volume, or ranking information was included in the provided evidence.
Reputation
The BBB information in the available evidence lists American Pacific Mortgage Corporation with a D rating and shows it as not accredited. This BBB data is third-party information and is marked with medium confidence in the evidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
American Pacific Mortgage Corporation's NMLS company ID is 1850. Readers can use that number to verify license status and company details through the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only and is based on the evidence available at the time it was prepared. American Pacific Mortgage Corporation is associated with NMLS ID 1850.
Licensing information can change. Readers should verify current licensing, branch, and company information directly with the lender or through NMLS Consumer Access.
NMLS #1850 — Verify on NMLS Consumer Access — Profile last updated: July 16, 2026
Ratings & Reviews
Frequently Asked Questions
What is American Pacific Mortgage's NMLS number?
American Pacific Mortgage operates under NMLS #1850. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is American Pacific Mortgage rated by customers?
American Pacific Mortgage has an average rating of 5 out of 5 based on 1 review from verified FreeRateUpdate.com customers.
Where can I read reviews of American Pacific Mortgage?
Verified consumer ratings and reviews of American Pacific Mortgage are published on this FreeRateUpdate.com lender profile page.