American Pacific Mortgage NMLS #1850
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Key Facts
- Lender or brokerAmerican Pacific Mortgage
- NMLS #1850
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 27,677 applications decided by AMERICAN PACIFIC MORTGAGE CORPORATION in 2025, 24,783 were originated, 51 were approved but not accepted by the borrower, and 2,843 were denied.
- Median rate spread0.478 (reported on 23,301 originations, 1,482 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 89.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for AMERICAN PACIFIC MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About American Pacific Mortgage
Overview
American Pacific Mortgage Corporation is a residential mortgage lender serving borrowers who are buying a home or refinancing an existing loan. The company operates through a branch network and consumer-facing mortgage brands, with loan information covering conventional, government-backed, and specialty mortgage programs.
Mortgage options
Mortgage options include conventional, FHA, VA, USDA, jumbo, renovation, reverse mortgage, manufactured and mobile home financing, cash-out refinance, and non-QM loans. Non-QM loans are mortgage programs that do not follow standard qualified-mortgage guidelines.
Locations
American Pacific Mortgage Corporation has 1,055 branches in 43 states.
Company details and licensing
American Pacific Mortgage Corporation is a corporation formed in California, United States, on March 8, 1996. Its headquarters is 3000 Lava Ridge Court #200, Roseville, California 95661. Trade names include American Pacific Mortgage, Capstone Home Loans, and Ability Ambeck Mortgage. The company’s NMLS ID is 1850. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1850 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is American Pacific Mortgage's NMLS number?
American Pacific Mortgage's NMLS number is 1850. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified American Pacific Mortgage's NMLS ID?
Yes. We checked American Pacific Mortgage's company name and NMLS ID against the NMLS record on October 27, 2025. They've been in our lender network since September 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about American Pacific Mortgage?
This page has American Pacific Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.