AMERICAN PRIME RATE NMLS #2421810
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Key Facts
- Lender or brokerAMERICAN PRIME RATE
- NMLS #2421810
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About AMERICAN PRIME RATE
Overview
AMERICAN PRIME RATE is a mortgage company based in Irvine, California. Its mortgage options include traditional home loans as well as investor and self-employed borrower programs such as DSCR, Non-QM, and hard money loans.
The company works with borrowers on purchase, refinance, and home-equity scenarios, including loans that may qualify through rental cash flow, bank statements, property equity, or other nontraditional documentation.
Mortgage options
AMERICAN PRIME RATE lists DSCR loans for rental and investment properties, Non-QM loans for self-employed and business-owner borrowers, hard money loans for business-purpose deals, conventional loans, FHA and VA loans, HELOCs, reverse mortgages, purchase loans, and refinance options. Conventional options include fixed-rate and adjustable-rate loans.
How it works
The borrower process starts with details about the property type, loan amount, equity, purpose, and timeline. AMERICAN PRIME RATE then compares the scenario against DSCR, Non-QM, hard money, conventional, and other available options and identifies documentation that may be needed before an application.
Company details and licensing
AMERICAN PRIME RATE LLC is a limited liability company formed in Delaware on 08/24/2022. Its headquarters are at 2102 Business Center Drive, Suite 230, Irvine, California 92612.
NMLS company ID: 2421810. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #2421810 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is AMERICAN PRIME RATE's NMLS number?
AMERICAN PRIME RATE's NMLS number is 2421810. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified AMERICAN PRIME RATE's NMLS ID?
Yes. We checked AMERICAN PRIME RATE's company name and NMLS ID against the NMLS record on December 8, 2025. They've been in our lender network since September 2022. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about AMERICAN PRIME RATE?
This page has AMERICAN PRIME RATE's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.