ABS Financial Inc NMLS #302939
Website: capecoralmortgagebroker.com
At a glance
- HeadquartersCape Coral, FL
- Mortgage licenses in4 states
- Formed in2001
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Key Facts
- Lender or brokerABS Financial Inc
- NMLS #302939
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- Profile updated
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About ABS Financial Inc
Overview
ABS Financial Inc is a mortgage company that works with home purchase and refinance borrowers. It has three physical branches in Florida, Mississippi, and Ohio.
Mortgage options
Mortgage options include conventional, FHA, VA, USDA, jumbo, reverse mortgage, foreign national, ITIN, manufactured housing, and no-income-documentation loans, along with options for first-time home buyers.
How it works
For pre-approval, borrowers start with a consultation, work with a consultant on a mortgage plan, and then submit an application.
Company details and licensing
The legal entity is ABS Financial Inc, a corporation formed in Ohio on November 29, 2001. Supported trade names include Island Coast Mortgage, Meridian Mortgage Company, and Innovative Capital Mortgage.
The company is headquartered at 3013 Del Prado Boulevard Suite 2, Cape Coral, Florida 33904. Its NMLS company ID is 302939. ABS Financial Inc is licensed in Alabama, Florida, Georgia, Mississippi, and Ohio.
Verify NMLS #302939 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Is ABS Financial Inc legit?
Here's what public licensing records show. ABS Financial Inc holds mortgage licenses in Florida, Georgia, Mississippi, Ohio (NMLS ID #302939, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Frequently Asked Questions
Is ABS Financial Inc legit?
Here's what public licensing records show. ABS Financial Inc holds mortgage licenses in Florida, Georgia, Mississippi, Ohio (NMLS ID #302939, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is ABS Financial Inc's NMLS number?
ABS Financial Inc's NMLS number is 302939. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified ABS Financial Inc's NMLS ID?
Yes. We checked ABS Financial Inc's company name and NMLS ID against the NMLS record on October 14, 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about ABS Financial Inc?
This page has ABS Financial Inc's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.