Mortgage Lender Reviews & Ratings » Owning
Key Facts
- LenderOwning
- NMLS # 1797976
- Overall rating4.8 out of 5
- Total reviews280
- Review sourceAverage Available Sources
- Last updated
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About Owning
Overview
According to NMLS records, Absolutely Zero Corporation is a California corporation with NMLS company ID 1797976. The company is listed at One City Blvd W Suite 1900, Orange, CA 92868.
Their website states that Owning Corporation is now Absolutely Zero. The site gives a phone number for questions about Owning Corporation loans and includes a link for information on loan servicing.
A BBB search result in the provided evidence lists an A+ rating and indicates the business is not BBB accredited. That BBB information should be read with some hedging, since the evidence marks its confidence as medium.
Business Type
According to NMLS records, Absolutely Zero Corporation is organized as a corporation. The available evidence does not state whether the company operates as a direct lender or a mortgage broker.
The provided website evidence does not identify a purchase or refinance focus.
Website and Branding
The public website listed in the evidence is www.absolutelyzero.com. The website page title is “Absolutely Zero.”
Their website states, “Owning Corporation is now Absolutely Zero.” Listed trade names in the provided evidence include Absolute Zero Corporation and Owning Corporation.
Headquarters
According to NMLS records, Absolutely Zero Corporation’s listed address is One City Blvd W Suite 1900, Orange, CA 92868, United States.
NMLS records list the company as formed in California, United States. No address history was provided in the available evidence.
Years in Operation
According to NMLS records, Absolutely Zero Corporation was formed on 02/20/2018.
Based on the provided current year of 2026, that is 8 years in operation.
Loan Types
The available website evidence does not list specific mortgage loan products. No loan types were detected in the provided website scrape.
The site does refer to questions about Owning Corporation loans and information on loan servicing, but it does not identify products such as conventional, FHA, VA, jumbo, purchase, or refinance loans.
Licensing Footprint
Licensing information was not available from public sources in the provided evidence at this time. The NMLS Consumer Access URL was provided, but the fetch status was listed as blocked, and no licensed states were returned.
Branch locations are not used here as a substitute for licensing. A license is a legal permission to operate in a state, while a branch is simply a physical office.
Scale
The provided NMLS-derived record lists 0 branches and no branch states for Absolutely Zero Corporation.
No loan officer count, production volume, or ranking information was included in the available evidence.
Reputation
The BBB information in the provided evidence lists an A+ rating for Absolutely Zero Corporation and indicates that the business is not BBB accredited.
This BBB item is marked with medium confidence in the evidence, so it should be treated as a third-party reference rather than an NMLS-level record.
NMLS ID
Absolutely Zero Corporation’s NMLS company ID is 1797976, according to NMLS records.
Readers can verify current license status through the NMLS Consumer Access website using that company ID.
Disclaimer
This profile is for informational purposes only. Absolutely Zero Corporation is listed with NMLS ID 1797976.
Licensing information can change. Readers should verify current licensing directly with the lender or through NMLS Consumer Access before relying on it.
NMLS #1797976 — Verify on NMLS Consumer Access — Profile last updated: July 11, 2026
Ratings & Reviews
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Best site to lender. Very good
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Frequently Asked Questions
What is Owning's NMLS number?
Owning operates under NMLS #1797976. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Owning rated by customers?
Owning has an average rating of 4.8 out of 5 based on 280 reviews aggregated from Average Available Sources.
Where can I read reviews of Owning?
Verified consumer ratings and reviews of Owning are published on this FreeRateUpdate.com lender profile page.