Absolute Home Mortgage NMLS #176743

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Who is Absolute Home Mortgage?

Absolute Home Mortgage (NMLS #176743) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerAbsolute Home Mortgage
  • NMLS #176743
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated
  • Biography reviewed byPaige Sutton, NMLS #1888684 ()

Reported application outcomes and pricing, 2025

  • 2025 home loan decisionsOf 3,131 applications decided by ABSOLUTE HOME MORTGAGE CORPORATION in 2025, 2,965 were originated, 4 were approved but not accepted by the borrower, and 162 were denied.
  • Median rate spread0.505 (reported on 2,788 originations, 177 reported no spread at all -- a median of what was reported, not of everything originated)

That is an approval rate of 94.8%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Evidence read 2026-10-10T20:58:22+00:00

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ABSOLUTE HOME MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

About Absolute Home Mortgage

Overview

Absolute Home Mortgage Corporation is a mortgage company that offers home loans for borrowers buying or refinancing a property. The company has 53 branches in 15 states, giving it a physical office presence across parts of the Northeast, Mid-Atlantic, Southeast, and Southwest.

Mortgage options

Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, reverse mortgages, construction loans, renovation loans, adjustable-rate mortgages, Non-QM loans, refinance loans, and first-time home buyer programs.

Company details and licensing

Absolute Home Mortgage Corporation is a corporation formed in New Jersey, United States on August 18, 1998. Its headquarters is 165 Passaic Avenue, Suite 411, Fairfield, New Jersey 07004. NMLS company ID: 176743. Trade names include Crown Home Mortgage, Direct Access Funding, and Fidelity Direct Mortgage.

Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #176743 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Absolute Home Mortgage's NMLS number?

Absolute Home Mortgage's NMLS number is 176743. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Absolute Home Mortgage's NMLS ID?

Yes. We checked Absolute Home Mortgage's company name and NMLS ID against the NMLS record on January 9, 2026. They've been in our lender network since January 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Absolute Home Mortgage?

This page has Absolute Home Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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