GSF Mortgage NMLS #1018
At a glance
- Size1,623 home loans closed in 2025
- Loan typesConventional, FHA and VA
2025 figures are for GO MORTGAGE, LLC's filing.
What it closes
Share of its 2025 home loans: 72% Conventional, 21% FHA, 6% VA and 1% Other types.
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Who is GSF Mortgage?
GSF Mortgage is a brand of Go Mortgage (NMLS #1018), which is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerGSF Mortgage
- Brand ofGo Mortgage, NMLS #1018
- NMLS #1018
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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About GSF Mortgage
Overview
Go Mortgage is a mortgage lender for borrowers buying a home, financing another property, or refinancing a property they already own. The company offers purchase and refinance paths and includes both standard home loans and specialty mortgage options.
Mortgage options
Go Mortgage offers conventional, FHA, VA, USDA and jumbo mortgages, along with refinancing and cash-out refinancing. Its mortgage options also include HELOCs, reverse mortgages, construction and single-close construction loans, FHA 203(k) renovation financing, DSCR loans, adjustable-rate mortgages, and non-QM loans.
How it works
The loan process starts with the borrower sharing basic financing needs, including a ZIP code. Go Mortgage then works with the borrower to submit an application, gather documentation, process the loan, and close after approval.
Locations
Go Mortgage has 93 branches across 27 states.
Company details and licensing
Go Mortgage, LLC is a limited liability company formed in Delaware, United States, on February 8, 1995. The company is headquartered at 300 East Bay Dr, 2nd Floor Office 228 & 229, Largo, Florida 33770. NMLS company ID: 1018.
Trade names include GSF Mortgage, GoGSF.com, and PacRes Mortgage. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1018 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asGO MORTGAGE, LLC
- 2025 home loan decisionsOf 1,856 applications decided by GO MORTGAGE, LLC in 2025, 1,623 were originated, 173 were approved but not accepted by the borrower, and 60 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.8%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 376 applications were withdrawn by the borrower, 1 was closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.371 percentage points above the average prime offer rate (reported on 1,507 originations, 116 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$7,959.38 — originated closed-end household loans, 2025, 1,535 of 1,554 loans. FFIEC HMDA data browser.
- Median origination charges$3,468.06 — originated closed-end household loans, 2025, 1,554 loans. FFIEC HMDA data browser.
- Median lender credits$111.05 — originated closed-end household loans, 2025, 866 of 1,554 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,172 Conventional, 333 FHA, 102 VA, 16 USDA — of 1,623 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GO MORTGAGE, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is GSF Mortgage's NMLS number?
GSF Mortgage's NMLS number is 1018. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about GSF Mortgage?
This page has GSF Mortgage's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.