Guaranteed Rate NMLS #2611
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Key Facts
- Lender or brokerGuaranteed Rate
- NMLS #2611
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 79,892 applications decided by GUARANTEED RATE, INC. in 2025, 70,579 were originated, 2,003 were approved but not accepted by the borrower, and 7,310 were denied.
That is an approval rate of 90.9%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GUARANTEED RATE, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Guaranteed Rate
Overview
Guaranteed Rate is a mortgage lender that works with borrowers buying a home or refinancing an existing mortgage. Its home financing information includes loans for primary residences, second homes, vacation homes, and investment properties.
Mortgage options
Guaranteed Rate’s mortgage options include conventional and conforming loans, jumbo loans, portfolio loans, government loans, VA loans, FHA loans, and non-QM products. The company also lists fixed-rate conventional programs with 15- and 30-year terms, along with fixed-rate FHA and VA programs with 30-year terms.
Locations
Guaranteed Rate has 1,179 branch locations in 49 states.
Company details and licensing
The legal entity is Guaranteed Rate, Inc., a corporation formed in Delaware, United States, on November 9, 1999. Its headquarters are at 3940 N Ravenswood in Chicago, Illinois, and its NMLS company ID is 2611.
Supported trade names include Rate, On Q Home Loans, and Certainty Home Lending. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #2611 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Guaranteed Rate's NMLS number?
Guaranteed Rate's NMLS number is 2611. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Guaranteed Rate's NMLS ID?
Yes. We checked Guaranteed Rate's company name and NMLS ID against the NMLS record on December 30, 2025. They've been in our lender network since January 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Guaranteed Rate?
This page has Guaranteed Rate's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.