Guaranteed Rate Affinity NMLS #1598647
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Guaranteed Rate Affinity?
Guaranteed Rate Affinity (NMLS #1598647) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerGuaranteed Rate Affinity
- NMLS #1598647
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 17,385 applications decided by GUARANTEED RATE AFFINITY, LLC in 2025, 15,936 were originated, 271 were approved but not accepted by the borrower, and 1,178 were denied.
- Median rate spread0.189 (reported on 15,884 originations, 52 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 93.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GUARANTEED RATE AFFINITY, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Guaranteed Rate Affinity
Overview
Guaranteed Rate Affinity is a mortgage company with a physical branch network across many U.S. markets. The company is headquartered in Chicago and is organized as a limited liability company.
Locations
Guaranteed Rate Affinity has 474 branches in 33 states and the District of Columbia.
Company details and licensing
Guaranteed Rate Affinity is the consumer-facing name for Guaranteed Rate Affinity, LLC. Trade names include GR Affinity, LLC and Guranteed Rate Affinity. The company was formed in Delaware on 02/08/2017, and its headquarters are at 1800 W Larchmont Ave Suite 400, Chicago, Illinois 60613.
NMLS company ID: 1598647. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Guaranteed Rate Affinity's NMLS number?
Guaranteed Rate Affinity's NMLS number is 1598647. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Guaranteed Rate Affinity's NMLS ID?
Yes. We checked Guaranteed Rate Affinity's company name and NMLS ID against the NMLS record on December 31, 2025. They've been in our lender network since February 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Guaranteed Rate Affinity?
This page has Guaranteed Rate Affinity's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.