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Guaranteed Rate Affinity: 2025 loan data
Guaranteed Rate Affinity's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as GUARANTEED RATE AFFINITY, LLC
- Home loans closed15,936Loans it funded in 2025
- Approval rate93.2%Of applications it said yes or no to
- Typical loan costs$6,121.53Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,640.00Its own charges to make the loan
What it closes
15,936 home loans closed in 2025
Share of its 2025 home loans: 82% Conventional, 10% FHA, 8% VA and 0% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asGUARANTEED RATE AFFINITY, LLC
- 2025 home loan decisionsOf 17,385 applications decided by GUARANTEED RATE AFFINITY, LLC in 2025, 15,936 were originated, 271 were approved but not accepted by the borrower, and 1,178 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 93.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 5,412 applications were withdrawn by the borrower, 1,875 were closed for incompleteness, and 33 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.189 percentage points above the average prime offer rate (reported on 15,884 originations, 52 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,121.53 — originated closed-end household loans, 2025, 13,268 of 14,518 loans. FFIEC HMDA data browser.
- Median origination charges$1,640.00 — originated closed-end household loans, 2025, 14,507 of 14,518 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types13,101 Conventional, 1,638 FHA, 1,171 VA, 26 USDA — of 15,936 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GUARANTEED RATE AFFINITY, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.