American Mortgage Group NMLS #7147
At a glance
- Size975 home loans closed in 2025
- Loan typesFHA, Conventional and VA
2025 figures are for HIGHTECHLENDING INC's filing.
What it closes
Share of its 2025 home loans: 57% FHA, 40% Conventional and 3% VA.
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Who is American Mortgage Group?
American Mortgage Group is a brand of HighTechLending Inc (NMLS #7147), which is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerAmerican Mortgage Group
- Brand ofHighTechLending Inc, NMLS #7147
- NMLS #7147
- Profile updated
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About American Mortgage Group
Overview
HighTechLending Inc is a residential mortgage lender that offers traditional mortgage lending, home-equity borrowing and reverse mortgage options. One named home-equity product is EquitySelect, a HELOC with payment-plan choices and an estimate tool for homeowners.
Mortgage options
Mortgage options include conventional, FHA, VA, jumbo and Non-QM loans, along with HELOC and reverse mortgage products.
Locations
HighTechLending Inc has 35 branches across Arizona, California, Florida, Hawaii, Idaho, Illinois, Maryland, Nevada, Oregon, Texas and Washington.
Company details and licensing
HighTechLending Inc is a corporation formed in California, United States, on June 6, 2006. Its headquarters are at 2030 Main Street, Suite 500, Irvine, California 92614.
Supported trade names include HighTechLending, Inc, American Senior Lending and HTL Reverse. The company’s NMLS ID is 7147.
HighTechLending Inc is licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
Verify NMLS #7147 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asHIGHTECHLENDING INC
- 2025 home loan decisionsOf 1,222 applications decided by HIGHTECHLENDING INC in 2025, 975 were originated, 199 were approved but not accepted by the borrower, and 48 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.1%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 112 applications were withdrawn by the borrower, 119 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.495 percentage points above the average prime offer rate (reported on 261 originations, 714 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$9,728.63 — originated closed-end household loans, 2025, 278 loans. FFIEC HMDA data browser.
- Median origination charges$5,042.80 — originated closed-end household loans, 2025, 278 loans. FFIEC HMDA data browser.
- Median lender credits$259.37 — originated closed-end household loans, 2025, 176 of 278 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types386 Conventional, 556 FHA, 33 VA — of 975 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for HIGHTECHLENDING INC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is American Mortgage Group's NMLS number?
American Mortgage Group's NMLS number is 7147. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about American Mortgage Group?
This page has American Mortgage Group's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.