Neighborhood Loans, Inc NMLS #222982
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Who is Neighborhood Loans, Inc?
Neighborhood Loans, Inc (NMLS #222982) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerNeighborhood Loans, Inc
- NMLS #222982
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 4,949 applications decided by NEIGHBORHOOD LOANS, INC. in 2025, 1,138 were originated, 142 were approved but not accepted by the borrower, and 3,669 were denied.
- Median rate spreadNot computed — no median is published for this lender.
That is an approval rate of 25.9%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for NEIGHBORHOOD LOANS, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Neighborhood Loans, Inc
Overview
Neighborhood Loans, Inc is a mortgage company for borrowers seeking home loans. The company’s consumer-facing information focuses on the mortgage process and addresses first-time homebuyers, repeat homebuyers, and property investors.
Mortgage options
Neighborhood Loans, Inc includes adjustable-rate mortgages, commonly called ARMs, among its mortgage options.
Locations
Neighborhood Loans, Inc has 100 branches across 23 states, with offices in the Midwest, South, West, and Hawaii.
Company details and licensing
Neighborhood Loans, Inc is a corporation formed in Illinois, United States, on March 2, 2005. Its headquarters is 1333 W Butterfield Rd Suite 600, Downers Grove, Illinois 60515.
NMLS company ID: 222982. Trade names include Neighborhood Loans, Mortgage Punk, and Treadstone Funding. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #222982 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Neighborhood Loans, Inc's NMLS number?
Neighborhood Loans, Inc's NMLS number is 222982. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Neighborhood Loans, Inc's NMLS ID?
Yes. We checked Neighborhood Loans, Inc's company name and NMLS ID against the NMLS record on June 12, 2026. They've been in our lender network since February 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Neighborhood Loans, Inc?
This page has Neighborhood Loans, Inc's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.