New American Funding NMLS #6606
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Who is New American Funding?
New American Funding (NMLS #6606) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerNew American Funding
- NMLS #6606
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- Filed asNEW AMERICAN FUNDING, LLC
- 2025 home loan decisionsOf 71,783 applications decided by NEW AMERICAN FUNDING, LLC in 2025, 57,460 were originated, 1,438 were approved but not accepted by the borrower, and 12,885 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 82.1%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 35,744 applications were withdrawn by the borrower, 33,286 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.627 percentage points above the average prime offer rate (reported on 54,775 originations, 2,685 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$7,798.75 — originated closed-end household loans, 2025, 53,685 of 53,890 loans. FFIEC HMDA data browser.
- Median origination charges$3,120.03 — originated closed-end household loans, 2025, 53,888 of 53,890 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types34,151 Conventional, 18,653 FHA, 4,328 VA, 328 USDA — of 57,460 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for NEW AMERICAN FUNDING, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About New American Funding
Overview
New American Funding is a direct mortgage lender that works with borrowers on home loans. The company lends under the New American Funding name and focuses on mortgage financing for home purchases and refinancing.
Mortgage options
New American Funding offers purchase loans, refinance loans, and first-time homebuyer loans.
Locations
New American Funding has 544 branch locations. Its branch states include Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, and Wyoming.
Company details and licensing
The legal entity is New American Funding, LLC, a limited liability company formed in Delaware on June 19, 2002. Its headquarters is at 1 MacArthur Place, Suite 800, Santa Ana, CA 92707.
Trade names include NAF, Kind Lending, and Zigzy. The company NMLS ID is 6606. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #6606 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is New American Funding's NMLS number?
New American Funding's NMLS number is 6606. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified New American Funding's NMLS ID?
Yes. We checked New American Funding's company name and NMLS ID against the NMLS record on March 12, 2026. They've been in our lender network since August 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about New American Funding?
This page has New American Funding's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.