Network Capital Funding NMLS #11712
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
At a glance
- HeadquartersIrvine, CA
- Size609 home loans closed in 2025
- Loan typesConventional, FHA and VA
- Licensed in26 states
- Formed in2002
2025 figures are for NETWORK CAPITAL FUNDING CORPORATION's filing.
What it closes
Share of its 2025 home loans: 69% Conventional, 17% FHA and 14% VA.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Who is Network Capital Funding?
Network Capital Funding (NMLS #11712) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Network Capital Funding legit?
Here's what public licensing records show. Network Capital Funding holds mortgage licenses in 26 states, including Arizona, Arkansas, California, Colorado, District of Columbia (NMLS ID #11712, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerNetwork Capital Funding
- NMLS #11712
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
Compare current mortgage rates · Mortgage calculator · All lender profiles
About Network Capital Funding
Overview
Network Capital Funding is a mortgage lender that works with residential home loan borrowers. Its business includes home mortgages for purchases and refinances.
Mortgage options
In 2025 it made conventional, FHA and VA loans. Its loans that year were for home purchases, refinances and cash-out refinances.
How it works
Borrowers can apply for a mortgage or refinance online and upload documents as part of the application process.
Locations
Network Capital Funding has nine branches in Arizona, California, Florida, Hawaii, Missouri, Nevada and New York.
Company details and licensing
The legal entity is Network Capital Funding Corporation, a corporation formed in Nevada on June 19, 2002. It also uses the trade name Network Capital. Its headquarters are at 7700 Irvine Center Drive, Suite #300, Irvine, California 92618. NMLS company ID: 11712.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #11712 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asNETWORK CAPITAL FUNDING CORPORATION
- 2025 home loan decisionsOf 1,694 applications decided by NETWORK CAPITAL FUNDING CORPORATION in 2025, 609 were originated, 50 were approved but not accepted by the borrower, and 1,035 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 38.9%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 5,158 applications were withdrawn by the borrower, 120 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.116 percentage points above the average prime offer rate (reported on 523 originations, 86 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$9,946.18 — originated closed-end household loans, 2025, 585 of 588 loans. FFIEC HMDA data browser.
- Median origination charges$5,965.13 — originated closed-end household loans, 2025, 585 of 588 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types420 Conventional, 106 FHA, 83 VA — of 609 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for NETWORK CAPITAL FUNDING CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is Network Capital Funding legit?
Here's what public licensing records show. Network Capital Funding holds mortgage licenses in 26 states, including Arizona, Arkansas, California, Colorado, District of Columbia (NMLS ID #11712, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Network Capital Funding's NMLS number?
Network Capital Funding's NMLS number is 11712. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Network Capital Funding's NMLS ID?
Yes. We checked Network Capital Funding's company name and NMLS ID against the NMLS record on August 12, 2026. They've been in our lender network since April 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Network Capital Funding?
This page has Network Capital Funding's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.