Fair Way Lending NMLS #1308033
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Who is Fair Way Lending?
Fair Way Lending (NMLS #1308033) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerFair Way Lending
- NMLS #1308033
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 264 applications decided by FAIR WAY LENDING LLC in 2025, 257 were originated, 0 were approved but not accepted by the borrower, and 7 were denied.
- Median rate spread0.503 (reported on 247 originations, 10 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 97.3%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:01:45+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FAIR WAY LENDING LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Fair Way Lending
Overview
Fair Way Lending is a mortgage company with eight branches in Florida, Georgia, Indiana, Missouri, North Carolina, and Ohio. The branch network gives the company a physical presence across parts of the Southeast and Midwest.
Company details and licensing
Fair Way Lending's legal entity is FAIR WAY LENDING LLC, a limited liability company formed in Kentucky, United States, on August 20, 2014. Its headquarters are at 918 Lily Creek Road, Suite 202, Louisville, Kentucky 40243.
Supported trade names include Fair Way Lending LLC KY, Gallery Mortgage, and FAIR WAY LENDING LLC (FAIR WAY LENDING). NMLS company ID is 1308033. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Fair Way Lending's NMLS number?
Fair Way Lending's NMLS number is 1308033. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Fair Way Lending's NMLS ID?
Yes. We checked Fair Way Lending's company name and NMLS ID against the NMLS record on December 16, 2025. They've been in our lender network since April 2020. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Fair Way Lending?
This page has Fair Way Lending's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.