Fairway Independent Mortgage Corporation NMLS #2289
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Who is Fairway Independent Mortgage Corporation?
Fairway Independent Mortgage Corporation (NMLS #2289) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Fairway Independent Mortgage Corporation legit?
Here's what public licensing records show. Fairway Independent Mortgage Corporation holds mortgage licenses in 45 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #2289, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerFairway Independent Mortgage Corporation
- NMLS #2289
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- Filed asFAIRWAY INDEPENDENT MORTGAGE CORPORATION
- 2025 home loan decisionsOf 79,961 applications decided by FAIRWAY INDEPENDENT MORTGAGE CORPORATION in 2025, 74,450 were originated, 666 were approved but not accepted by the borrower, and 4,845 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 93.9%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 20,613 applications were withdrawn by the borrower, 745 were closed for incompleteness, and 298 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.363 percentage points above the average prime offer rate (reported on 64,193 originations, 10,257 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,761.25 — originated closed-end household loans, 2025, 63,951 of 69,841 loans. FFIEC HMDA data browser.
- Median origination charges$2,551.29 — originated closed-end household loans, 2025, 63,954 of 69,841 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types50,721 Conventional, 16,473 FHA, 6,517 VA, 739 USDA — of 74,450 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FAIRWAY INDEPENDENT MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Fairway Independent Mortgage Corporation
Overview
Fairway Independent Mortgage Corporation is a mortgage lender that works with borrowers through local loan officers. It handles home loans for buying, refinancing, renovation, and home equity needs.
Mortgage options
Mortgage options include jumbo, fixed-rate, adjustable-rate, construction, renovation, Non-QM, home equity loans, and home equity lines of credit. In 2025 it made conventional, FHA, VA, and USDA loans. Its loans that year were for home purchases, refinances, cash-out refinances, and home improvement.
Locations
Fairway Independent Mortgage Corporation has 1,422 physical branches.
Company details and licensing
Fairway Independent Mortgage Corporation is a corporation formed in Texas on April 19, 1996, and headquartered at 4750 S Biltmore Lane, Madison, Wisconsin 53718. Trade names include Fairway, Fairway Home Mortgage, and Homefinity. Its NMLS company ID is 2289.
Fairway Independent Mortgage Corporation is licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Verify NMLS #2289 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Fairway Independent Mortgage Corporation legit?
Here's what public licensing records show. Fairway Independent Mortgage Corporation holds mortgage licenses in 45 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #2289, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Fairway Independent Mortgage Corporation's NMLS number?
Fairway Independent Mortgage Corporation's NMLS number is 2289. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Fairway Independent Mortgage Corporation's NMLS ID?
Yes. We checked Fairway Independent Mortgage Corporation's company name and NMLS ID against the NMLS record on December 17, 2025. They've been in our lender network since March 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Fairway Independent Mortgage Corporation?
This page has Fairway Independent Mortgage Corporation's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.