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City National Bank: 2025 loan data
City National Bank's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as City National Bank
- Home loans closed3,375Loans it funded in 2025
- Approval rate82.1%Of applications it said yes or no to
- Typical loan costs$6,105.56Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,570.00Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asCity National Bank
- 2025 home loan decisionsOf 4,156 applications decided by City National Bank in 2025, 3,375 were originated, 36 were approved but not accepted by the borrower, and 745 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 82.1%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 976 applications were withdrawn by the borrower, 105 were closed for incompleteness, and 832 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.252 percentage points below the average prime offer rate (reported on 3,235 originations, 140 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,105.56 — originated closed-end household loans, 2025, 2,831 loans. FFIEC HMDA data browser.
- Median origination charges$1,570.00 — originated closed-end household loans, 2025, 2,831 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types3,375 Conventional — of 3,375 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for City National Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.