City National Bank NMLS #536994
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is City National Bank?
City National Bank (NMLS #536994) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerCity National Bank
- NMLS #536994
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 4,156 applications decided by City National Bank in 2025, 3,375 were originated, 36 were approved but not accepted by the borrower, and 745 were denied.
- Median rate spread-0.252 (reported on 3,235 originations, 140 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 82.1%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for City National Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About City National Bank
Overview
City National Bank is a bank with an active NMLS registration for residential mortgage activity. Its primary regulator is the Office of the Comptroller of the Currency.
Company details and licensing
City National Bank is headquartered at 555 South Flower Street, 18th Floor, Los Angeles, California 90071. Its NMLS company ID is 536994.
Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is City National Bank's NMLS number?
City National Bank's NMLS number is 536994. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified City National Bank's NMLS ID?
Yes. We checked City National Bank's company name and NMLS ID against the NMLS record on January 28, 2026. They've been in our lender network since January 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about City National Bank?
This page has City National Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.