Lender reviews › Ark Mortgage, Inc.
Ark Mortgage, Inc.: 2025 loan data
Ark Mortgage, Inc.'s 2025 at a glance, from the public report every mortgage lender files each year.
Filed as ARK MORTGAGE, INC.
- Home loans closed1,056Loans it funded in 2025
- Approval rate97.5%Of applications it said yes or no to
- Typical loan costs$10,565.50Middle amount, before taxes, prepaids and escrow
- Typical lender fees$5,403.50Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asARK MORTGAGE, INC.
- 2025 home loan decisionsOf 1,133 applications decided by ARK MORTGAGE, INC. in 2025, 1,056 were originated, 49 were approved but not accepted by the borrower, and 28 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 330 applications were withdrawn by the borrower, 129 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.828 percentage points above the average prime offer rate (reported on 1,056 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$10,565.50 — originated closed-end household loans, 2025, 369 of 411 loans. FFIEC HMDA data browser.
- Median origination charges$5,403.50 — originated closed-end household loans, 2025, 404 of 411 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,056 Conventional — of 1,056 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ARK MORTGAGE, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.