Ark Mortgage, Inc. NMLS #103915
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Ark Mortgage, Inc.?
Ark Mortgage, Inc. (NMLS #103915) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerArk Mortgage, Inc.
- NMLS #103915
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 1,133 applications decided by ARK MORTGAGE, INC. in 2025, 1,056 were originated, 49 were approved but not accepted by the borrower, and 28 were denied.
- Median rate spread0.828 (reported on 1,056 originations)
That is an approval rate of 97.5%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ARK MORTGAGE, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Ark Mortgage, Inc.
Overview
Ark Mortgage, Inc. is a mortgage lender and advisory company offering mortgage services in New York and New Jersey. The company works with homeowners and real estate investors, with separate starting paths for each borrower type.
Mortgage options
Ark Mortgage, Inc. offers fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, refinance loans, second-lien financing, and investor programs. Its investor options include DSCR loans, which use rental income in the qualifying analysis.
Locations
Ark Mortgage, Inc. has seven branches in Arizona, New Jersey, and New York.
Company details and licensing
Ark Mortgage, Inc. is a corporation formed in New Jersey, United States, on December 5, 1983. Its headquarters are at 400 Rella Blvd Suite 300 in Montebello, New York 10901. The company’s NMLS ID is 103915. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #103915 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Ark Mortgage, Inc.'s NMLS number?
Ark Mortgage, Inc.'s NMLS number is 103915. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Ark Mortgage, Inc.'s NMLS ID?
Yes. We checked Ark Mortgage, Inc.'s company name and NMLS ID against the NMLS record on April 29, 2026. They've been in our lender network since November 2017. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Ark Mortgage, Inc.?
This page has Ark Mortgage, Inc.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.