Mortgage Lender Reviews & Ratings » Surety Home Loans
Key Facts
- LenderSurety Home Loans
- NMLS # 1981224
- Overall rating5 out of 5
- Total reviews17
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Surety Home Loans
Overview
Surety Home Loans LLC is a mortgage company listed in NMLS records under company ID 1981224. According to those records, the company is a limited liability company formed in Colorado and based in Louisville, Colorado.
The company website presents Surety Home Loans, LLC as offering home purchase and refinance mortgage options. Its site lists loan programs and rate structures including conventional loans, FHA home loans, VA loans, jumbo loans, adjustable-rate mortgages, interest-only mortgages, graduated payment mortgages, reverse mortgages, and Non-QM loans.
Based on available information, Surety Home Loans also uses the trade names Surety Home Loans, LLC and Your Way Rate, with public websites listed at www.suretyhomeloans.com and www.yourwayrate.com.
Business Type
According to NMLS records, Surety Home Loans LLC is organized as a Limited Liability Company. The available evidence does not clearly identify whether it operates as a mortgage broker, direct lender, or in another mortgage origination capacity.
The company website describes both home purchase and refinance options. In plain mortgage language, that means the site speaks to borrowers buying a home and to borrowers looking at a new loan on a home they already own.
Website and Branding
The public website listed in the available evidence is www.suretyhomeloans.com. The provided website scrape identifies the page title as Surety Home Loans, LLC.
Available records also list www.yourwayrate.com. The trade names provided are Surety Home Loans, LLC and Your Way Rate.
Headquarters
According to NMLS records, Surety Home Loans LLC is located at 964 Eldorado Ln, Louisville, CO 80027, United States.
NMLS records list the company as formed in Colorado, United States. The provided evidence does not include prior address history.
Years in Operation
According to NMLS records, Surety Home Loans LLC was formed on April 22, 2020. As of 2026, that is approximately 6 years in operation.
Loan Types
The company website lists purchase and refinance mortgage options. It also describes several mortgage rate structures, including fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, and graduated payment mortgages.
Loan programs identified in the website evidence include conventional loans, FHA home loans, VA loans, jumbo loans, reverse mortgages, and Non-QM loans. Some of these labels describe the loan sponsor or rulebook, some describe the rate behavior, and some describe borrower or property fit; mortgages do enjoy making one shelf hold several kinds of books.
Licensing Footprint
Licensed state information was not available from the provided public sources at this time. The NMLS Consumer Access page for company ID 1981224 was identified in the evidence, but the fetch status was listed as blocked and no licensed states were returned.
Scale
The available branch data lists 0 branches for Surety Home Loans LLC and does not list any branch states. No loan officer count was provided in the evidence.
Reputation
The BBB evidence provided has low confidence, returns no rating, and lists accreditation as false. No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Surety Home Loans LLC is listed in NMLS records under company ID 1981224. Consumers can use the NMLS Consumer Access website to review licensing status and related public record information.
Disclaimer
This profile is for informational purposes only and is based on available public information and provided evidence. Surety Home Loans LLC is listed with NMLS ID 1981224.
Mortgage licensing information is subject to change. Readers should verify current licensing status directly with the lender or through NMLS Consumer Access before making decisions based on this profile.
NMLS #1981224 — Verify on NMLS Consumer Access — Profile last updated: July 16, 2026
Frequently Asked Questions
What is Surety Home Loans's NMLS number?
Surety Home Loans operates under NMLS #1981224. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Surety Home Loans rated by customers?
Surety Home Loans has an average rating of 5 out of 5 based on 17 reviews from verified FreeRateUpdate.com customers.
Where can I read reviews of Surety Home Loans?
Verified consumer ratings and reviews of Surety Home Loans are published on this FreeRateUpdate.com lender profile page.