Swell Loans NMLS #1756860
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Who is Swell Loans?
Swell Loans (NMLS #1756860) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Swell Loans legit?
Here's what public licensing records show. Swell Loans holds mortgage broker licenses in Arizona, Colorado, Florida, Michigan, Oregon, Texas (NMLS ID #1756860, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerSwell Loans
- NMLS #1756860
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Swell Loans
Overview
Swell Loans is a mortgage company working with borrowers on home purchases, refinancing, and home-equity borrowing. Its loan paths are organized around buying a home, getting cash from home equity, and lowering monthly payments through a refinance.
Mortgage options
Mortgage options include fixed-rate mortgages, adjustable-rate mortgages, conventional loans, FHA loans, VA loans, cash-out refinances, home equity loans, and HELOCs. Swell Loans also identifies first-time homebuyer loans and financing for investment properties among the scenarios it works with.
How it works
Swell Loans uses a multi-step borrower questionnaire that starts with the borrower’s goal, such as purchase, refinance, or HELOC. The process asks for details including the home location, property type, purchase timeline, intended property use, military service, and whether the borrower is working with a real estate agent.
Locations
Swell Loans has two branches in Arizona.
Company details and licensing
Swell Loans LLC is a limited liability company formed in Delaware on April 10, 2017. The company is headquartered at 25361 Commercentre Drive, Suite 100B, Lake Forest, California 92630.
Supported trade names are Refi.com LLC and Refi.com, LLC. The company’s NMLS ID is 1756860. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1756860 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Swell Loans legit?
Here's what public licensing records show. Swell Loans holds mortgage broker licenses in Arizona, Colorado, Florida, Michigan, Oregon, Texas (NMLS ID #1756860, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Swell Loans's NMLS number?
Swell Loans's NMLS number is 1756860. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Swell Loans's NMLS ID?
Yes. We checked Swell Loans's company name and NMLS ID against the NMLS record on July 29, 2026. They've been in our lender network since January 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Swell Loans?
This page has Swell Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.