TD Bank NA NMLS #399800
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is TD Bank NA?
TD Bank NA (NMLS #399800) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerTD Bank NA
- NMLS #399800
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 36,898 applications decided by TD Bank, National Association in 2025, 23,499 were originated, 368 were approved but not accepted by the borrower, and 13,031 were denied.
- Median rate spread0.34 (reported on 21,812 originations, 1,687 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 64.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-11T09:34:20+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for TD Bank, National Association — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About TD Bank NA
Overview
TD Bank NA is an active NMLS-registered company with a main office in Wilmington, Delaware. Its primary regulator is the Office of the Comptroller of the Currency.
Company details and licensing
The legal company name is TD Bank NA. Its main office is at 2035 Limestone Road, Wilmington, Delaware 19808. The NMLS company ID is 399800.
Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is TD Bank NA's NMLS number?
TD Bank NA's NMLS number is 399800. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified TD Bank NA's NMLS ID?
Yes. We checked TD Bank NA's company name and NMLS ID against the NMLS record on August 6, 2026. They've been in our lender network since May 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about TD Bank NA?
This page has TD Bank NA's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.