Mortgage Lender Reviews & Ratings » United Financial Inc.
United Financial Inc. NMLS #2286700
Key Facts
- LenderUnited Financial Inc.
- NMLS # 2286700
- Review sourceBBB
- Last updated
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About United Financial Inc.
Overview
According to NMLS records, United Financial Inc. is a California corporation with NMLS ID 2286700 and a primary office in Irvine, California.
The company's website presents United Financial as a mortgage business offering home purchase assistance and refinance options. The website text references first home purchases, vacation properties, cash out refinances, second mortgages, and home equity loans.
Based on the available website scrape, the public brand uses the name United Financial and the site www.utdfinancial.com. The same evidence lists trade names United Financial of CA, Inc and United Financial of VA Inc.
Business Type
According to NMLS records, United Financial Inc. is organized as a Corporation. The available NMLS evidence does not by itself establish whether the company operates as a direct lender or a mortgage broker.
The company's website describes both home purchase assistance and refinance options.
Website and Branding
The public website provided for United Financial is www.utdfinancial.com, and the scraped page title is United Financial.
Trade names listed in the available evidence are United Financial of CA, Inc and United Financial of VA Inc.
Headquarters
According to NMLS records, United Financial Inc.'s primary address is 220 Commerce, Suite 250, Irvine, CA 92602, United States.
The NMLS record lists the company as formed in California, United States. No address history was included in the provided evidence.
Years in Operation
NMLS records list United Financial Inc. as formed on November 10, 2021. Using 2026 as the reference year, that places the company at about five years in operation by calendar year count.
Loan Types
The NMLS record provided does not list specific loan products.
Based on the company website scrape, detected loan types include Jumbo, HELOC, Home Equity Loan, and Non-QM. The website text also describes home purchase assistance, refinance options, cash out refinances, second mortgages, and home equity loans.
Specialty
Based on the website scrape, detected specialty terms include HELOC, VA Loans, FHA Loans, Jumbo Loans, and Reverse Mortgage.
The visible site excerpt specifically mentions home equity loans, second mortgages, and cash out refinances.
Licensing Footprint
Available evidence did not provide a list of licensed states for United Financial Inc. The NMLS Consumer Access page was identified, but the fetch status in the provided evidence was blocked.
Licensing information was not available from public sources at this time.
Scale
Available branch data lists 1 branch in Arizona.
The provided evidence does not include a total loan officer count, mortgage volume, or ranking data.
Reputation
A BBB search result provided in the evidence lists United Financial Inc. with an A+ rating and indicates that the company is not BBB accredited. The BBB item is marked as medium confidence in the provided evidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
United Financial Inc.'s NMLS company ID is 2286700.
Readers can use this ID to look up the company through the NMLS Consumer Access website and review current public licensing information.
Disclaimer
This profile is for informational purposes only. United Financial Inc. is listed in NMLS records with company NMLS ID 2286700.
Licensing information is subject to change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #2286700 — Verify on NMLS Consumer Access — Profile last updated: July 11, 2026
Frequently Asked Questions
What is United Financial Inc.'s NMLS number?
United Financial Inc. operates under NMLS #2286700. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of United Financial Inc.?
Verified consumer ratings and reviews of United Financial Inc. are published on this FreeRateUpdate.com lender profile page.