United Mortgage Corp NMLS #1330
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Who is United Mortgage Corp?
United Mortgage Corp (NMLS #1330) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is United Mortgage Corp legit?
Here's what public licensing records show. United Mortgage Corp holds mortgage licenses in 38 states, including Arizona, Arkansas, California, Colorado, Connecticut (NMLS ID #1330, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerUnited Mortgage Corp
- NMLS #1330
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- Filed asUNITED MORTGAGE CORP.
- 2025 home loan decisionsOf 2,917 applications decided by UNITED MORTGAGE CORP. in 2025, 2,224 were originated, 527 were approved but not accepted by the borrower, and 166 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 94.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 441 applications were withdrawn by the borrower, 6 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.632 percentage points above the average prime offer rate (reported on 2,002 originations, 222 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$12,526.19 — originated closed-end household loans, 2025, 2,082 of 2,088 loans. FFIEC HMDA data browser.
- Median origination charges$6,166.64 — originated closed-end household loans, 2025, 2,083 of 2,088 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,456 Conventional, 699 FHA, 64 VA, 5 USDA — of 2,224 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for UNITED MORTGAGE CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About United Mortgage Corp
Overview
United Mortgage Corp is a mortgage lender that works with consumers seeking home financing. Its borrower materials include a home buyer’s guide, a refinance guide and a document checklist.
Mortgage options
In 2025 it made conventional, FHA and VA loans. Its loans that year were for home purchases, refinances and cash-out refinances. It also offers home equity lines of credit and works with veterans and military borrowers.
Locations
United Mortgage Corp has 42 branches in Arizona, California, Florida, Illinois, Maryland, New Jersey, Nevada, New York, Ohio, Pennsylvania, South Carolina and Virginia.
Company details and licensing
United Mortgage Corp. is a New York corporation formed on August 15, 1991. The company is headquartered at 401 Broadhollow Road, Suite 150, Melville, New York 11747. Trade names include UMC Mortgage Company, United Faith Mortgage and HelloHeloc.
Its NMLS company ID is 1330. It is licensed in Alabama, Arkansas, Arizona, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Mississippi, Montana, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming.
Verify NMLS #1330 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is United Mortgage Corp legit?
Here's what public licensing records show. United Mortgage Corp holds mortgage licenses in 38 states, including Arizona, Arkansas, California, Colorado, Connecticut (NMLS ID #1330, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is United Mortgage Corp's NMLS number?
United Mortgage Corp's NMLS number is 1330. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified United Mortgage Corp's NMLS ID?
Yes. We checked United Mortgage Corp's company name and NMLS ID against the NMLS record on August 13, 2026. They've been in our lender network since September 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about United Mortgage Corp?
This page has United Mortgage Corp's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.