Mortgage Lender Reviews & Ratings » Today's Home Mortgage

Today's Home Mortgage    NMLS #7731

Today's Home Mortgage logo

Key Facts

  • LenderToday's Home Mortgage
  • NMLS # 7731
  • Review sourceBBB
  • Last updated

Products & Loan Types

Refinance Loan Options:
  • Quick Escrow Closings
  • All Credit Type Options Available
  • No Appraisal Option Available
  • Zero Cost Options Available
  • Cashout in as Little as 7 Business Days
Purchase Loan Options:
  • No Down Payment Options
  • Down Payment Assistance
  • Jumbo Loans
  • First Time Homebuyer Programs
  • VA, FHA, Conventional, Private Money
Equity Loan Options:
  • HELOC, Fixed and ARM Seconds
  • 10 Year Draw Period
  • Interest Only Payments
  • Rental Property Options Available
  • Self Employed Programs

About Today's Home Mortgage

Overview

Today's Home Mortgage, Inc. is a mortgage company with NMLS ID 7731. According to NMLS records, the company is a California corporation formed on May 13, 2002.

The company's website presents Today's Home Mortgage as a provider of home loans in Lake Forest, California. The site describes purchase loans, refinancing, HELOCs, reverse mortgages, VA loans, construction loans, and other mortgage products.

The website also states that Today's Home Mortgage works with borrowers buying a home, refinancing, or investing in property. That is the plain mortgage table: purchase on one side, refinance on the other, and several loan types in between.

Business Type

According to NMLS records, Today's Home Mortgage, Inc. is organized as a corporation.

The company's website describes residential and commercial mortgages and states that it partners with lenders to bring mortgage solutions to borrowers. Based on the website text provided, Today's Home Mortgage discusses both home purchase loans and refinance loans.

Website Branding

Today's Home Mortgage publicly lists its website as www.todayshomemortgage.com. The page title shown in the available website scrape is "Today's Home Mortgage | Home Loans in Lake Forest, CA."

The company is also publicly listed under the trade name "Today's Home Mortgage." Its NMLS legal name is Today's Home Mortgage, Inc.

Headquarters

According to NMLS records, Today's Home Mortgage, Inc. is located at 27 Orchard Rd Suite 111, Lake Forest, CA 92630, United States.

NMLS records list the company's formation jurisdiction as California, United States. No separate address history was included in the evidence provided.

Years in Operation

According to NMLS records, Today's Home Mortgage, Inc. was formed on May 13, 2002. Based on the current year provided, 2026, the company has been in operation for about 24 years.

Loan Types

The company's website lists several mortgage products, including purchase loans, refinance loans, FHA home loans, VA loans, reverse mortgages, HELOCs, second mortgages, and construction loans.

The website scrape also identified conventional loans, jumbo loans, home equity loans, adjustable rate mortgages, and non-QM loans. As always with mortgage menus, the label is only the beginning; eligibility, pricing, and availability depend on the loan program and borrower profile.

Online Process

The company's website states that it provides a "Digital Mortgage Option" and describes its loan process as "Safe and Secure" and available with a click. The website also includes an "Apply Now" prompt tied to that digital mortgage language.

Licensing Footprint

Licensing information was not available from public sources in the evidence provided at this time. The NMLS Consumer Access page was listed, but the fetch status was blocked, and no licensed states were provided.

Scale

The available NMLS-derived data lists 1 branch for Today's Home Mortgage, Inc., with the branch state shown as Arizona.

No loan officer count, production volume, or ranking information was included in the evidence provided.

Reputation

The BBB information in the provided evidence did not show a rating. It listed the business as not accredited, with low confidence in the match.

No notable industry awards or recognition were identified for this lender at this time.

NMLS ID

Today's Home Mortgage, Inc. is listed with NMLS company ID 7731. Consumers can verify current license status through the NMLS Consumer Access website.

Disclaimer

This profile is for informational purposes only. Today's Home Mortgage, Inc. is listed with NMLS ID 7731.

Licensing information can change. Readers should verify current licensing and availability directly with the lender or through NMLS Consumer Access before relying on this information.

NMLS #7731 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026

Frequently Asked Questions

What is Today's Home Mortgage's NMLS number?

Today's Home Mortgage operates under NMLS #7731. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.

Where can I read reviews of Today's Home Mortgage?

Verified consumer ratings and reviews of Today's Home Mortgage are published on this FreeRateUpdate.com lender profile page.