Top Flite Financial NMLS #4181
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Key Facts
- Lender or brokerTop Flite Financial
- NMLS #4181
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
Compare current mortgage rates · Mortgage calculator · All lender profiles
Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 3,516 applications decided by TOP FLITE FINANCIAL, INC. in 2025, 3,061 were originated, 40 were approved but not accepted by the borrower, and 415 were denied.
- Median rate spread1.048 (reported on 3,061 originations)
That is an approval rate of 88.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for TOP FLITE FINANCIAL, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Top Flite Financial
Overview
Top Flite Financial is a mortgage company that works with homeowners on refinancing and home-equity borrowing. A separate commercial lending channel provides business financing for property, construction or improvement projects, working capital, equipment, and acquisitions.
Mortgage options
Mortgage options include cash-out refinancing for home equity access and debt consolidation, rate-term refinancing, home equity loans, and reverse mortgage loans.
Locations
Top Flite Financial has 69 branches across 25 states.
Company details and licensing
Top Flite Financial, Inc. is a corporation headquartered at 201 School St., Suite 200, Williamston, Michigan 48895. It was formed in Michigan on December 3, 2002. Supported trade names include Haven Home Equity, Top Flite Home Loans, and Top Flite Commercial.
NMLS company ID: 4181. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #4181 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Top Flite Financial's NMLS number?
Top Flite Financial's NMLS number is 4181. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Top Flite Financial's NMLS ID?
Yes. We checked Top Flite Financial's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since July 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Top Flite Financial?
This page has Top Flite Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.